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America's Christian CU
America's Christian Credit Union

Limited Time:
TSC With A Special Rate

America’s Christian Credit Union is offering a special new money term share certificate (TSC) with a high rate!
22-Month New Money Term Share Certificates

Features:

  • 22-month new money term share certificate
  • Guaranteed, fixed rate on funds deposited
  • $5,000 minimum deposit to open
  • $250,000 maximum deposit
  • Deposits federally insured up to $250,000 with the National Credit Union Association, excess coverage up to $200,000 with American Share Insurance per individual depositor.
  • New funds only
  • No monthly maintenance fees

Today's Rate - Valid 07/06/2022
22 Month New Money TSC1,2
2.00%
APY2

ACT FAST – this offer is only available through July 31, 2022!

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What is a Term Share Certificate?

Term Share Certificates (TSC) are investment accounts offered by credit unions that are similar to Certificates of Deposit (CD) you might find at a bank. A TSC pays higher interest rates over a fixed period of time, known as a term, for a guaranteed return. When you place funds you don’t immediately need into a TSC you can earn higher dividends without daily management or fees. This is a low-risk way to maximize your savings because deposits made with ACCU are federally insured by the National Credit Union Share Insurance Fund (NCUSIF) and American Share Insurance. It is a safe way to grow your savings with a return you can count on. Plus, you can spend the time you would have spent watching the stock market with your family because you can rest assured that your return will not change as the market fluctuates.

Your Money is Safe and Federally Insured

National Credit Union Insurance Fund

Your deposits are insured by the National Credit Union Share Insurance Fund (NCUSIF), which is managed by the National Credit Union Administration, an independent agency of the United States Government. Your deposits are insured up to $250,000 per individual account and up to $250,000 for Individual Retirement Accounts.

American Share Insurance

Members of America’s Christian Credit Union with qualifying personal accounts exceeding the maximum level of coverage provided by the NCUA are also insured up to an additional $200,000 by ASI for a total of $450,000 of coverage. And, qualifying business/church accounts exceeding the maximum level of NCUA coverage are also insured up to an additional $100,000 by ASI for a total of $350,000 of coverage. ASI’s additional insurance coverage at America’s Christian Credit Union only applies to qualifying personal checking, savings, TSC and IRA accounts and to qualifying business/church accounts.

Term Share Certificate Calculator

Use this calculator to help determine the potential dividend growth and tax liability on your Share Certificate.

This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not imply that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results. This calculator is not an offer of credit nor a guarantee of approval.

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As a member of America’s Christian Credit Union, we’re dedicated to providing you all the support you need to reach your financial goals along with a premier banking experience.
Term Share Certificates Frequently Asked Questions

What is a Term Share Certificate?

A Term Share Certificate is a savings product that you can invest your money in and withdraw with interest at maturity. All ACCU certificates are insured up to $250,000 by the NCUA (National Credit Unions Association).

Is there a minimum deposit required to open a 22-Month New Money Term Share Certificate?

Yes, there is a $5,000 deposit required at account opening. Whether you are coming to us an experienced saver or just starting, a TSC is a perfect way to earn interest while keeping your money safe and secure.

Is there a penalty for early withdrawal?

Yes, there is a penalty for withdrawal. See America’s Christian Credit Union’s Truth In Savings for full details.

1 – APY = Annual Percentage Yield.

2 – APY assumes that dividends will remain in the account until maturity. Penalty for early withdrawal. Minimum Balance is required in order to open Term Share Certificate and earn dividends.

3 – 22-Month Special Term Share Certificate (TSC): The promotional 22-month term share certificate (TSC) has a $5,000 minimum deposit and $250,000 maximum aggregate balance per member.  Early withdrawal penalties do apply which may reduce the principal. No additional deposits can be made during the term of the promotional  Term Share Certificate. This offer is for new members and existing members. One certificate per member. Account must be funded with new funds or funds deposited less than 30 days prior to opening. Early withdrawal penalties do apply which may reduce the principal. Offer valid through July 31, 2022.  At maturity, the promotional Term Share Certificate will renew as a traditional Term Share Certificate for a 18-month term at the prevailing rate unless we are notified prior to or within 7 days of maturity date. Must qualify for membership. A $2 membership fee may apply. All program rates, offers, terms and conditions are subject to change without notice. Certain restrictions apply.