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Once you join ACCU, we will provide you with our handy Switch Kit, designed to help you easily transition your accounts and payments over to ACCU. Here’s what’s included our Switch Kit:
- Switch Kit Checklist of steps from start to finish
- Transfer Letters to provide new account details to your vendors
- Personalized Documents to help you track expenses and make switching your financial institution easy
- Corporate Services and Products to take advantage of
Join ACCU today and receive your FREE Switch Kit!
Get Started Now
Earn $100 when you open and use1 a Checking account. It’s easy and our way of saying “Hello and Thank You.”
- Open your first Corporate Checking or Free Ministry Checking account
- Make at least one (1) deposit of $100.00 or more per calendar month for three consecutive months
- Make at least two (2) debit card purchases per calendar month for three consecutive months
Earn up to $100 in dividends when you open a New Member Certificate2
- Open a New Member Certificate and deposit up to $5,000
- Earn $100 in dividends at an APY3 of 2.00%
Earn up to $325 in Cash Back with an introductory offer for VISA® Business/Ministry Rewards Credit Card4
- Earn 2,500 points for your first card transaction
- Earn 30,000 points for spending $3,500 in the first 90 days5
- Rewards points may be redeemed for Cash Back
1 – Checking Bonus: $100.00 “bonus” is valid for a newly established Free Ministry Checking account or a Corporate Checking account after 03/15/2021. To qualify for the $100.00 bonus the following transactions must be completed between in the three (3) consecutive months after account opening: at least one (1) deposit of $100.00 or more and two (2) debit card purchases per calendar month. Funds will be placed on members’ new checking account account in a ‘hold status’ until the completion of the introductory period of 90 days and accessible within 140 days of account opening. Existing members who currently have, or previously closed an aforementioned ACCU business checking account, do not qualify for this promotion. $100.00 Checking bonus is not valid for accounts opened as part of a loan covenant. Once qualifying transactions have been made and are verified, the $100.00 bonus will be credited to the checking account within 140 days of account opening. Free Ministry Checking accounts do not earn dividends. Corporate Checking accounts earn 0.05% APY — effective as of 3/15/2021– on account balances over $1,500. Fees may reduce earnings. Certain restrictions apply, limited time offer expires 12/31/2021. All program rates, offers, terms and conditions are subject to change without notice. Promotional funds may be subject to 1099 reporting. Any applicable taxes are the responsibility of the member.
2 – To earn $100 in dividends you will need to fund a New Member Certificate with $5,000. Assumes 2.00% APY and a $5,000 deposit will remain in the account until maturity. Penalty for early withdrawal. Visit AmericasChristianCU.com/BusinessTSC for full product details.
New Member Certificate: Minimum deposit is $1,000. Minimum deposit required to earn dividends is $1,000. Maximum deposit is $5,000. Early withdrawal penalties do apply which may reduce the principal. No additional deposits can be made during the term of the New Member Term Share Certificate. Offer is available to new members, or members who have not held, or closed, an ACCU: savings, term share certificate, money market, or loan account. Limit one new member certificate per household Rate quoted as of 03/15/2021 and subject to change or discontinue without notice. At maturity, the promotional Term Share Certificate will renew as a traditional Term Share Certificate for another 12-month term at the prevailing rate unless we are notified prior to or within 7 days of maturity date. Dividends earned may be subject to 1099 reporting. Any applicable taxes are the responsibility of the member.
3 – APY = Annual Percentage Yield and is accurate as of 03/15/2021. Visit AmericasChristianCU.com/Organization/Rates for current details. All program rates, offers, terms and conditions are subject to change without notice. Early withdrawal penalties do apply which may reduce the principal.
4 – The Introductory Offer of 32,500 bonus rewards points when opening a new VISA® Business/Ministry Rewards Credit Card can be redeemed in the CURewards portal. Rewards points can be redeemed for cashback, travel, merchandise, and gift cards. 2,500 bonus points can be redeemed for $25 cash back. VISA® Business/Ministry Rewards Credit Card issuance is contingent on approved credit, and rates offered are based on credit-worthiness. All program rates, offer, terms and conditions are subject to change without notice. Certain restrictions apply. Offer not valid for existing ACCU credit card holders, or cardholders who have closed their accounts in the past 24 months. One offer per household. Visit AmericasChristianCU.com/VisaBusiness for full list of disclosures and applicable fees.
A Financial Partner Who Understands Your Faith
As a fully federally insured credit union, ACCU has been providing financial services to Christian individuals and ministries for over 60 years with the aim of supporting: church expansion, ministry building, Christian schools, assisting small businesses, and supporting individuals & families by way of high-rate deposit accounts and low-rate lending services.
- 25,000+ people assisted through donations, drives, and initiatives per year1
- $256,000,000+ invested in church and ministry financing1
- $40,000,000 invested in domestic and international adoption financing1
Our Corporate Priorities
For individuals, churches, and businesses across the spectrum of Christian traditions – America’s Christian Credit Union (ACCU) is the only banking partner that is dedicated to serving the wider Kingdom of God by personally supporting, advising, and building stronger families, ministries, communities, and futures through financial health.
Banking With the Kingdom in Mind
At America’s Christian Credit Union we take pride in considering ourselves “your financial partner,” in each stage of your Church’s, Ministry’s, or Business’ growth. We want to walk alongside you as you pursue your financial goals in alignment with Christian stewardship principles and support of a biblical worldview. Whether your mission field is a local community, overseas, or on main street as a Christian owned business — we are here to support you because we are Stronger Together.
Insurance and Stewardship of Your Funds
National Credit Union Insurance Fund
Your deposits are insured by the National Credit Union Share Insurance Fund (NCUSIF), which is managed by the National Credit Union Administration, an independent agency of the United States Government. Your deposits are insured up to $250,000 per individual account and up to $250,000 for Individual Retirement Accounts.
American Share Insurance
Members of America’s Christian Credit Union with qualifying personal accounts exceeding the maximum level of coverage provided by the NCUA. Qualifying organization accounts (business/church/ministry) exceeding the maximum level of NCUA coverage are also insured up to an additional $100,000 by ASI for a total of $350,000 of coverage. Learn more.
1 – Figures quoted represents America’s Christian Credit Union achievements as per the end of the 2019 fiscal year dated 12/31/2019.