Visa^® Credit & Debit Cards

Ranging from low-rate to rich in rewards — thanks to our partnership with CURewards^®. Our Visa^® credit cards are ready to spring into action whether being used in the mission field or on main street — plus there is no annual fee for access to our low rates and rewards.

Share-Secured Visa®	Visa® Platinum	Visa® Signature Rewards
Build Your Credit	Give Back to Christian Ministries	Earn Rewards
For the first 6 months from card issuance: 0% introductory APR1 on new purchases 3.9% introductory APR on balance transfers After 6 months, your effective APR for new purchases and balance transfers will be between 22.74% - 27.25%	For the first 6 months from card issuance: 0% introductory APR1 on new purchases 3.9% introductory APR on balance transfers After 6 months, your effective APR for new purchases and balance transfers will be between 15.15% - 20.15%	For the first 6 months from card issuance: 0% introductory APR1 on new purchases 0% introductory APR on balance transfers After 6 months, your effective APR for new purchases and balance transfers will be between 14.90% - 22.90% Earn 12,500 bonus rewards points: Receive 2,500 bonus rewards points on your first card transaction Receive 10,000 bonus rewards points if you spend $3,000 in the first 90 days2
Spending limit tied to funds in a savings account	Low rate + Low minimum credit limit	Rewards or Cashback + Up to $30,000 credit limit
No annual fee	No annual fee	Up to 2.5 points per $1 spent + No annual fee
Explore	Explore	Explore

Our Ministry/Business Visa^® program is designed to better equip ministries and businesses like yours with additional benefits that will help multiply your Kingdom impact. Plus, since our mission is to ensure that resource multiplication happens — we do not charge a fee for our Visa^® Ministry/Business Rewards credit card.

Redeem points for cash, travel, gift cards and more!

• Earn 5 points for every dollar spent on charitable giving.
• Earn 3 points for every dollar spent on qualifying travel and hotel purchases.
• Earn 1.5 points for everyday purchases.

From your phone to your tablet, the FREE ACCU Cards App³ has you covered. Take control of your ACCU debit and credit cards by managing your account balances, making payments, setting alerts and controls, and locking your cards if lost or stolen in one easy-to-access app.

Features:

• View Payments and Due Dates
• View & Filter Transactions
• Dispute a Transaction
• Make Payments
• Lock & Report Lost/Stolen Cards
• Setup Alerts & Controls
• …and more!

How to Get Started:

1. Click on the links above to download the ACCU Cards app for your Apple iOS or Android mobile device.
2. Once you download the app, click the “Enroll” button on the login screen and enter your ACCU debit or credit card details.
3. Continue with the remaining steps to finish setting up your account.

Visa^® Online Access

• 24/7 online access
• Card Lock
• Quickly view past, current and pending transactions
• Pay your bill online and set up recurring payments through Auto-Pay
• See your summary data for any registered account
• Cardholder Inquiry Service
• Download transactions into other programs
• Check your CURewards^® points balance

Verified by Visa^®

Free and easy peace of mind when shopping online. You create an extra password that must be entered before an online purchase is accepted. This way, even if your account number has been compromised, a thief can’t use it.

Zero Liability

Your Visa^® Platinum card includes the Visa^® Zero Liability Policy. It is your guarantee that you won’t be held responsible for fraudulent charges made with your card or account information.

Visa^® Alerts

The best defense against fraud is a good offense. America’s Christian Credit Union has partnered with Visa^® to bring you real-time alerts on suspicious activity with your account. You can set up any or all of five Visa alerts, which are sent within seconds by email or text message. These alerts include:

• Transaction denied
• Any out-of-country transaction
• Any card-not-present transaction
• Any gas station transaction
• Any transaction exceeding amount set by cardholder

Already have a Visa^® card? Sign up for Visa^® Purchase Alerts today!

Additional Benefits for Visa^® Credit Cards

• Auto Rental Collision Damage Waiver
• Roadside Dispatch
• Travel and Emergency Assistance Services
• Warranty Manager Service

The ACCU Visa^® Debit Card provides secure purchasing power anywhere in the world. Plus, if you need cash, thanks to our partnership with Co-Op Network you have access to a nationwide network of 30,000 surcharge-free ATMs⁴. Whether you’re shopping online, or simply grabbing a snack at the corner convenience store, there is no need to carry cash or checks. Plus our cards are digital wallet enabled so you know your transactions are protected and with you everywhere.

Features of our Visa^® debit cards

• Accepted everywhere Visa^® is taken
• Funds drawn directly from your checking account
• Worldwide ATM access, including surcharge-free access at more than 30,000 ATMs nationwide

How to get an ACCU Visa^® debit card

• Open an ACCU checking account
• Members younger than 18 must have a responsible adult as a joint account holder

Get your Visa^® debit card today

Call 1-800-343-6328 or open your account online:
Personal | Church | Ministry | Business

Need a checking account?

If you don’t have a ACCU checking account, explore our available personal checking accounts tailored to each life stage, or organizational checking accounts primed-and-ready to be your operating account.