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9/27/2024 - 12/26/2024
Help in the wake of Hurricanes Helene & Milton
At America’s Christian Credit Union, we understand that a natural disaster can be stressful for you and your finances. You are not alone in dealing with the after-effects of Hurricanes Helene & Milton. We are offering the Hurricane Emergency Loan to help you get back on your feet in the wake of this disaster.
Benefits of the Hurricane Emergency Loan:
- Unsecured loans up to $10,000
- 6.50% APR1
- Eligible to members in AL, FL, GA, NC, SC, or TN
- Up to an 18-month repayment term
1 – APR = Annual Percentage Rate. Loans subject to credit approval. Offer is for existing members only (must have established membership for a minimum of 90 days). Eligible to members in AL, FL, GA, NC, SC, or TN.
One loan per household.
2 – Interest will accrue during the deferred payment period. On an 18-month term loan for $10,000 at 6.50% APR, monthly payments of principal and interest are $768.16.
Our Banking, Membership, and Lending teams have been working tirelessly with federal and state regulators to extend the breadth of services and options we have to serve you. Contact an ACCU representative as soon as you run into any hardships, or if you sense you may encounter hardships in the near future.
First, we can pray with you and over your financial situation. Then, we can tailor a solution that will work best for your specific situation. This includes (but is not limited to) loan payment deferrals, fee waivers, and interest-free emergency loans.
We have a whole host of options available that vary by state, and we would be happy to guide you through them.
What is the Hurricane Emergency Loan?
The Hurricane Emergency Loan is a fixed-rate, short-term loan that offers a fixed rate for a fixed term and is secured by your signature, no collateral needed.
How do I qualify for this program?
You qualify for this program if you have been affected by Hurricanes Helene or Milton and live within the states AL, FL, GA, NC, SC, or TN in the United States.
How long does it take to get a decision?
Your loan will be reviewed in 1-2 business days. However, our decision may be delayed if we require additional information from you.
How do I receive my Hurricane Emergency Loan funds?
The funds will either be deposited into an account designated by the borrowers or a check will be mailed to the address requested.
Is there a minimum loan amount?
Yes, the minimum loan amount is $500.
Is there a maximum loan amount?
Yes, the maximum loan amount is $10,000.