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America's Christian CU
America's Christian Credit Union

Join ACCU Today

We are committed to serving the financial needs of Christian schools, teachers, and staff members as they equip young believers to go into the world to make a difference for Christ.
School Operations

School Banking

We offer a full range of financial products and services to keep your operation running smoothly. Enjoy peace of mind knowing that your deposits are federally insured and used to fund loans to churches, ministries, and other Christian schools.

School Construction Loans

Private school enrollment is up, and your campus might be feeling impacted. Let us help you secure the financing to build or renovate your space so learning can remain your main focus. Our staff will work hand-in-hand developing a solution that works best for your school.

Employee Retention Tax Credit

This refundable payroll tax credit included by Congress in the March 2020 Coronavirus Aid, Relief, and Economic Security (CARES) Act is good for up to $5,000 per employee retained in 2020 and up to $28,000 per employee retained in 2021.

Faculty & Staff Benefits

Checking & Savings

ACCU can help make budgeting for a 10-month pay period easy. With an automatic monthly transfer from each paycheck, you can build your summer savings to get you through the non-payroll period. Set it, forget it, and get back to the job you love.

Teacher’s Loan

If you need extra funds throughout the year, ACCU can help. Our Teacher’s Loan offers a short term and fixed rate to provide you an affordable financing option without using emergency funds or personal savings.

Switch & Earn Up To $425

Invite your faculty and staff to join ACCU, and they can earn up to $425 in bonus rewards and dividends when they switch their banking relationship over to ACCU.

What Others Are Saying

“Our school had just finished a construction project, and we needed to consolidate our debt into one loan so we could pay the construction company. We had been told ‘no’ by several lending institutions and were finally introduced to ACCU. ACCU took the time to get to know the school’s ministry — to understand the financial story and to see God at work. Then they offered us a term sheet which worked for the school and allowed us to gain loan approval. The account executive we were assigned to at the beginning of the process walked with us through approval and funding, and continues to be our advocate at ACCU. It was such a blessing to work with a Christian lender who understands and prays for the school’s ministry and who shares the same ultimate goal — to advance the Kingdom. Next time, ACCU will be our first call!”

Elisa Carlson
Head of School, Central Christian School, OR