America's Christian CU
America's Christian Credit Union

Christian Schools

We are committed to serving the financial needs of Christian schools, teachers, staff, and parents as they equip young believers to go into the world to make a difference for Christ.
School Operations

School Banking

We offer a full range of financial products and services to keep your operation running smoothly. Enjoy peace of mind knowing that your deposits are federally insured and used to fund loans to churches, ministries, and other Christian schools.

School Construction Loans

Private school enrollment is up, and your campus might be feeling impacted. Let us help you secure the financing to build or renovate your space so learning can remain your main focus. Our staff will work hand-in-hand developing a solution that works best for your school.

K-12 Tuition Loans

We are pleased to offer low-interest loans to help families afford the cost of private Christian schooling. In addition to helping families, this program enables schools to collect funds in a lump sum while shifting administrative burden to ACCU staff.

Teachers & Faculty

Checking & Savings

ACCU can help make budgeting for a 10-month pay period easy. With an automatic monthly transfer from each paycheck, you can build your summer savings to get you through the non-payroll period. Set it, forget it, and get back to the job you love.

Teacher’s Loan

If you need extra funds throughout the year, ACCU can help. Our Teacher’s Loan offers a short term and fixed rate to provide you an affordable financing option without using emergency funds or personal savings.

New Member Certificate

When you join ACCU, you can earn up to $400 in dividends by opening a new member certificate, which offers a special high fixed-rate and term to boose your savings.


K-12 Tuition Loans

Don’t let finances keep you from sending your child to the right school. With a loan from ACCU, you can submit tuition in one lump sum and pay back the loan on your terms. Be sure to ask your school about up-front tuition discounts that may make your child’s education even more affordable!

School Trip Saver

This Savings Account offers a convenient and disciplined way for students to steadily save for a school trip requiring significant travel costs. Initiate an automatic monthly transfer from the bank account of your choosing to your School Trip Saver account, and when the target date arrives, the amount saved will be rolled into a basic checking account with a debit card for easy spending.

New Member Certificate

When you join ACCU, you can earn up to $400 in dividends by opening a new member certificate, which offers a special high fixed-rate and term to boose your savings.



Where You Bank Matters

When you bank with America’s Christian Credit Union you are joining a co-operative of believers pooling resources together to support a biblical worldview and the greater body of Christ.

As a fully federally insured credit union, ACCU has been providing financial services to Christian individuals and ministries for over 60 years with the aim of supporting: church expansion, ministry building, Christian schools, assisting small businesses, and supporting individuals & families by way of high-rate deposit accounts and low-rate lending services.

From a member’s first savings account through retirement, we’re here to be your life-long financial partner. Join ACCU and discover banking with a financial partner who understands your faith and moves you forward! Because we are Stronger Together!

What Others Are Saying

“Our school had just finished a construction project, and we needed to consolidate our debt into one loan so we could pay the construction company. We had been told ‘no’ by several lending institutions and were finally introduced to ACCU. ACCU took the time to get to know the school’s ministry — to understand the financial story and to see God at work. Then they offered us a term sheet which worked for the school and allowed us to gain loan approval. The account executive we were assigned to at the beginning of the process walked with us through approval and funding, and continues to be our advocate at ACCU.

It was such a blessing to work with a Christian lender who understands and prays for the school’s ministry and who shares the same ultimate goal — to advance the Kingdom. Next time, ACCU will be our first call!”

Elisa Carlson
Head of School, Central Christian School, OR

Central Christian School, Finished Building

*APR = Annual Percentage Rate. Installment loans range from 9.50% – 18.00% APR. This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not imply that the company assumes any fiduciary duties. The sample calculations assume a 12-month repayment period and should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results. This calculator is not an offer of credit nor a guarantee of approval.