Take Advantage Of Our Latest Promotions
High-Yield Savings Account
- $10,000 minimum deposit to open
- Earn up to 4.90% APY on balances up to $300,000APY = Annual Percentage Yield
- Earn 0.50% APY on balances in excess of $300,000
- Dividends paid quarterly
- Other terms and conditions apply
Pick Your Term Share Certificate
- Open a certificate for 3, 6 or 9 months and earn 4.15% APYAPY = Annual Percentage Yield
- Guaranteed, fixed rate for term selected
- $1,000 minimum deposit to open
- No monthly maintenance fees
- Dividends paid quarterly
Switch Banks to ACCU & Earn Up to $500
- Earn $100 when you open a checking + savings accountThe $100 bonus will be credited to the checking account within 140 days of account opening once criteria are met.
- Earn up to $400 when you open a new member certificateTo earn $400 in dividends, you will need to fund a New Member Certificate with $10,000 for 12-months. Assumes 4.00% APY and a $10,000 deposit will remain in the account until maturity. Penalty for early withdrawal. Visit AmericasChristianCU.com/GetStarted for full product details. Minimum deposit is $1,000. Minimum deposit required to earn dividends is $1,000. Maximum deposit is $10,000. Early withdrawal penalties do apply. No additional deposits can be made during the term of the New Member Term Share Certificate. Must be opened within 60 days of account opening; or by a member who has not held, or closed, an ACCU: savings, term share certificate, money market, or loan account. Rate quoted as of 01/15/2023 and subject to change or discontinue without notice. At maturity, the promotional Term Share Certificate will renew as a traditional Term Share Certificate for another 12-month term at the prevailing rate unless we are notified prior to or within 7 days of maturity date. Dividends earned may be subject to 1099 reporting. Any applicable taxes are the responsibility of the member.
Loans for New or Used Vehicles — Or Refinance Your Existing Auto Loan
New or Used Auto Loans
- Fixed auto loan interest rates as low as 5.49% APRAPR = Annual Percentage Rate
- Terms up to 84 months (7 Years)
- Pre-Approvals for additional buying power
- 0.50% rate discount with automatic payments
- First payment deferral up to 90 days Must be requested by the borrower. Interest will continue to accrue during this period. Repayment of the loan is still subject to the number of installments chosen at time of funding.
Auto Loan Refinancing
- Fixed auto loan interest rates as low as 5.74% APRAPR = Annual Percentage Rate
- Lower your car loan interest rate and monthly payments
- Run a quick FREE check to see flexible financing options
- Pre-approvals for additional buying power
Other Auto Loans Available
- Motorhomes & Trailers
- Recreational Vehicles (RV)
- Boats
- Motorcycles
- UTVs/Side by Sides
Access Your Home's Equity When You Need It
3-Year Re-Price HELOC
- Lock in a low rate for 3 years
- Variable rates as low as 9.50% APRAPR = Annual Percentage Rate
- Refinance a HELOC you may have somewhere else
Annual Adjustable HELOC
- Variable rates as low as 9.00% APRAPR = Annual Percentage Rate
- 0.25% discount with automatic payments and optional no payments for 90 daysMust be requested by the borrower. Interest will continue to accrue during this period. Repayment of the loan is still subject to the number of installments chosen at time of funding.
- Borrow amount up to 80% appraised value (less the remaining principal owed)
Quarterly Adjustable HELOC
- Variable rates as low as 8.50% APRAPR = Annual Percentage Rate
- 0.25% discount with automatic payments and optional no payments for 90 daysMust be requested by the borrower. Interest will continue to accrue during this period. Repayment of the loan is still subject to the number of installments chosen at time of funding.
- Borrow amount up to 80% appraised value (less the remaining principal owed)
Enjoy No Annual Fee & Low Rates On All Our Credit Cards
Visa® Signature Rewards
- 0% introductory APR and 0% balance transfer for 6 months0% introductory APR is only valid during the first 6 months from card issuance. Thereafter, the APR will be as low as 15.40% (APR = Annual Percentage Rate)
- Earn 2,500 bonus points after first purchase
- Earn another 12,500 bonus points after spending $3,000 within 3 months
- Earn points on purchases and donations
- No Annual Fee
Visa® Platinum
- 0% introductory APR and 3.9% balance transfer for 6 monthsAPR = Annual Percentage Rate
- Portion of every purchase gives back to Christian ministries
- Set up payments on Auto-Pay
- Low rate and low minimum credit limit
- No Annual Fee
ACCU Cards App
- View & Filter Transactions
- View Payments and Due Dates
- Make Payments
- Lock & Report Lost/Stolen Cards
- Setup Alerts & Controls
- Available for your Apple iOS or Android mobile device
Online & Nationwide Banking
With ACCU's Online Banking and Mobile App, you can conveniently manage your money with access to your account anywhere, anytime.
- Save time and money
- Available 24/7 from anywhere
- Set up helpful email alerts
- Highest level of security
- Eliminate paper waste
- Simplify recordkeeping
- Reduce chance of identity theft
- Arrive faster than paper statements
- Fast, free, and easy
- Online Banking in palm of hand
- Available 24/7 from anywhere
- Set up helpful email alerts
- Over 5,600 branch locations
- Make deposits, withdrawals, and more
- Easy online branch locators
- Locate by phone or mobile app
- Over 30,000 ATM locations nationwide
- Partnered with the CO-OP network
- Search for ATMs online
- Withdraw cash and more
What Our Members Are Saying
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