Mistakes happen. But you can be protected from denied transactions, embarrassment or worse with overdraft protection services from America’s Christian Credit Union.
Linked Account
- Link a savings account to your checking account
- Overdraft items are automatically transferred from savings
- $7.50 daily fee when an automatic transfer is made from a linked savings
Overdraft Line of Credit
- Pre-approved line of credit to cover overdrafts
- No setup or maintenance fees
- Interest only accrues when overdraft occurs
- Limit from $500–$30,000 based on approved credit
- $7.50 daily fee when an automatic transfer is made from an overdraft line of credit
Overdraft Privilege/Overdraft Privilege PLUS
- We may pay overdrafts on your behalf when all other overdraft methods have been exhausted.
- Automatically covered Overdraft Privilege transactions:
- Written checks
- Automatic bill payments/ACH transactions
- Transactions not covered unless you request they be covered:
- ATM transactions
- One-time debit card transactions
- You must opt-in by filling out this form to receive Overdraft Privilege PLUS protection on these types of transactions
- $32.50 fee each time we pay an overdraft, up to a maximum of 10 fees per day