America's Christian CU
America's Christian Credit Union

Overdraft Coverage

Multiple levels of protection for maximum peace of mind

Mistakes happen. But you can be protected from denied transactions, embarrassment or worse with overdraft protection services from America’s Christian Credit Union.

Linked Account

  • Link a savings account to your checking account
  • Overdraft items are automatically transferred from savings
  • $7.50 daily fee when an automatic transfer is made from a linked savings

Overdraft Line of Credit

  • Pre-approved line of credit to cover overdrafts
  • No setup or maintenance fees
  • Interest only accrues when overdraft occurs
  • Limit from $500–$30,000 based on approved credit
  • $7.50 daily fee when an automatic transfer is made from an overdraft line of credit

Overdraft Privilege/Overdraft Privilege PLUS

  • We may pay overdrafts on your behalf when all other overdraft methods have been exhausted.
  • Automatically covered Overdraft Privilege transactions:
    • Written checks
    • Automatic bill payments/ACH transactions
  • Transactions not covered unless you request they be covered:
    • ATM transactions
    • One-time debit card transactions
    • You must opt-in by filling out this form to receive Overdraft Privilege PLUS protection on these types of transactions
  • $32.50 fee each time we pay an overdraft, up to a maximum of 10 fees per day