Varsity / College Checking

Student Checking built to take stewardship to the next level

Our Varsity / College Checking account features no monthly maintenance fees1 and includes online and mobile banking, and remote check deposit — FREE1 — with no minimum monthly balance requirement.

Banking Your Way

At America’s Christian Credit Union, we believe your checking account is the center of your finances. Therefore, our Varsity / College Checking account comes with feature-rich digital services. Then, when paired with our College Savings account, you have the foundational elements for a great financial future and instilling stewardship in your young adult.

Included with Varsity / College Checking:

  • Available VISA® Debit Card with transaction alerts
  • Unlimited transactions
  • Nationwide access to over 5,600 shared branches and 30,000 surcharge-free ATMs2
  • Online Banking & Bill Pay
  • Mobile Banking & Mobile Deposit

 

Digital Services
With ACCU Online Banking and Mobile App, you can conveniently manage your money with access to your account anywhere, anytime.
  • Save time and money
  • Available 24/7 from anywhere
  • Set up helpful email alerts
  • Highest level of security
  • Eliminate paper waste
  • Simplify recordkeeping
  • Reduce chance of identity theft
  • Arrive faster than paper statements
  • Fast, free, and easy
  • Online Banking in palm of hand
  • Available 24/7 from anywhere
  • Set up helpful email alerts
  • Over 5,600 branch locations
  • Make deposits, withdrawals, and more
  • Easy online branch locators
  • Locate by phone or mobile app
  • Over 30,000 ATM locations nationwide
  • Partnered with the CO-OP network
  • Search for ATMs online
  • Withdraw cash and more
  • Save time and money
  • Available 24/7 from anywhere
  • Set up helpful email alerts
  • Highest level of security
  • Eliminate paper waste
  • Simplify recordkeeping
  • Reduce chance of identity theft
  • Arrive faster than paper statements
  • Fast, free, and easy
  • Online Banking in palm of hand
  • Available 24/7 from anywhere
  • Set up helpful email alerts
  • Over 5,600 branch locations
  • Make deposits, withdrawals, and more
  • Easy online branch locators
  • Locate by phone or mobile app
  • Over 30,000 ATM locations nationwide
  • Partnered with the CO-OP network
  • Search for ATMs online
  • Withdraw cash and more
Get Started
As a member of America’s Christian Credit Union, we’re dedicated to providing you all the support you need to reach your financial goals alongside a premier banking experience.
Varsity / College Checking Frequently Asked Questions

What is a Varsity / College Checking account?

Varsity / College Checking is a bank account for everyday expenses. It is designed to keep access to your funds liquid and ready for regular payments or purchases. Accessing funds is often by check, Debit Card, Online/Mobile Banking services, peer-to-peer payments, and ATM, or branch location withdrawal for cash. A best practice is to have your paycheck (or other income sources) deposited directly into it and use it to pay bills, make purchases, and withdraw cash.

Is there a monthly fee for a Varsity / College Checking account?

No! Our Varsity / College Checking account does not have a monthly service fee1. However, there is a $3.00 paper statement fee per month, which can be waived when you sign up for eStatements.

Do I need to be an America’s Christian Credit Union member to open a checking account?

Yes, you will need to become a member or already have membership established to open a checking account at ACCU. It is a government requirement that we both create membership and collect certain information to help prevent fraud and combat terrorism. Also, minors must have a joint on the account that is over 18.

How can I access my accounts?

Our mobile app and online banking services make it easy to access your account anytime and anywhere. Transfer funds, send and receive money, pay bills or deposit checks right from your phone. And, of course, there are over 5,600 shared-branching locations, and a network of more than 30,000 CO-OP ATMs nationwide2. View all locations here.

Can I deposit a check with my phone?

Yes! You can deposit a check using Remote Deposit in America’s Christian Credit Union mobile app to deposit a check in seconds. It is available in the Google Play Market and Apple App Store. Click here to learn more.

Can I open a checking account online?

Yes, apply online in minutes! Already a member? You can get started here.

How long does it take to receive a debit card?

You should receive your debit card within 7–10 business days from account opening or request.

1 – Statement fee is waived with enrollment in free electronic statement service. Otherwise, a monthly paper statement fee of $3.00 will apply. See consumer fee schedule for full list of applicable fees. 

2 – Via Co-Op Network. Visit Co-opfs.org for a complete list of surcharge-free ATMs and shared branch locations.