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America's Christian CU
America's Christian Credit Union
Organization Fee Schedule

 

Organization Fee Schedule effective date December 1, 2020.

General

FeeCost
Account Closure Due to Abuse$25.00
Account Levy, Garnishment or Subpoena$50.00
Account Research – Per Hour$30.00
Bad Address – Annual$5.00
Cashier’s Check$5.00
Check Cashing for a Non-Member1% ($5.00 minimum)
Checks Payable to Third Party$5.00
Courtesy Pay per each occurrence /Non-Sufficient Funds (NSF)/Uncollected Funds (UCF)$32.50
CU Check Stop Payment$20.00
Deposit Adjustment$20.00
Escheat Notice (Per Notice)$2.00
Express/Overnight Mail Fee (Per Envelope)Cost + $10.00
Fax (Per Page)$2.00
Foreign Check Collection$25.00
Inactive Account (1 Year No Activity, Balance Under $2500, Fee Per Quarter)$10.00
Loose Coin Deposited10%
Membership Closure Within 12 months$15.00
Membership Fee (One Time)$2.00
Non CO-OP ATM Withdrawal$2.00
Notary (Member/Non-Member)$5.00 / $15.00
NSF Fee per each occurrence$32.50
One-Time Debit$10.00
Paper Statement (Per Statement)$3.00
Photocopy of Check Deposited$5.00
Returned Deposit Item$20.00
Returned Loan Payment$30.00
Rolled Coin – Purchased or Deposited$0.25 per roll
Statement Replacement (Per Copy)$10.00
Statement Copies – onlineFree
Teller Checks$2.00
Verification of Deposit$15.00

Checking Accounts

FeeCost
Check Images (2 free per statement period)$10.00
Check Images – onlineFree
Check PrintingVaries
Dividend Checking Monthly Fee$15.00
For Profit Business Checking Fee$15.00
Non-Dividend Checking Monthly FeeFree
Non-Dividend Checking paper statement and/or 10 Checks Clear (Per Month)$10.00
Overdraft Transfer$7.50
Re-Admittance Fee After CU Closure$15.00
Stop Payment Fee$30.00
Stop Payment Revoke Fee$30.00
Temporary Checks Per Page$3.00

Wire Transfers

FeeCost
Incoming Domestic$10.00
Incoming International$20.00
Outgoing Domestic$25.00
Outgoing International$40.00
Wire Tracer$13.00

Bill Pay Service

FeeCost
Bill Pay Reinstatement$10.00
Returned Payment$30.00
Stop Payment Fee$15.00
Written Correspondence$10.00

ATM/VISA® Debit

FeeCost
ATM Only Card Annual Fee$12.00
ATM/Debit Card Reissue$15.00
Damaged/Lost ATM/Debit Card$15.00 per card
Two-Day ATM/Debit Card or PIN Rush Delivery$45.00 per card
ATM Empty Deposit Envelope$25.00
Foreign Transaction Conversion1%
Reloadable Student or Travel Card$5.00
Reload Fee$3.00
Temporary Credit Line Increase1%
VISA Gift Cards$5.00
VISA 360 Set-up Fee$100.00
VISA 360 GL Set-up Fee - Under 100 GL Accounts$300.00
VISA 360 GL Set-up Fee - Over 100 GL Accounts$500.00
VISA 360 Monthly Fee$49.99

Cash Management

FeeCost
ACH Transaction Origination (Item)$0.08
Return ACH Item$5.00
Notification of ACH Change$1.00
Late ACH File Post Per Item Fee (Max 10)$10.00
Cash Management Monthly Service$40.00
CM or Remote Deposit Capture Cancellation (Within 1 Year of Contract)$500.00
Remote Deposit Capture (Waived for cash management)$20.00
Remote Deposit Capture ScannerVaries

 

Ministry/Business Loans are subject to additional fees.

ACCU offers many convenient services free of charge. However, ACCU incurs costs from other organizations who perform or provide a service. Certain services make some fees necessary. By asking members who use these services to help pay for them, our entire membership is served in the fairest way possible. Real estate loans may be subject to additional fees.