Signature Loan

A loan for everyday life

A Signature Loan can help you pay for everyday expenses. Whether unexpected or not, we understand that events happen in our everyday lives that may require us to borrow money. We make it easy and efficient for you to borrow what you need. This loan that offers a fixed rate for a fixed term and is secured by your signature, no collateral needed.

Signature Loans can be used for:

  • Weddings
  • Medical & Dental Bills
  • Mission Trips
  • Back-to-School Expense
  • Home Improvements
  • Veterinarian Bills
  • Funeral
  • Emergencies
  • Taxes
  • Solar, A/C, Heating
  • And more!

Today's Rate - Valid 10/21/2020
Signature Loan
As Low As
7.49%
APR1

Types of Signature Loans
  • Borrow up to $5,000
  • 12-month term
  • 7.49%3
  • Borrow up to $5,000
  • 12-month term
  • 7.49%3
Loan Payment Calculator

The loan amount, the interest rate, and the term of the loan can have a dramatic effect on the total amount you will eventually pay on a loan. Use our loan payment calculator to determine the payment and see the impact of these variables on a specified loan amount complete with an amortization schedule.

This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results.

Financing with Christian Values
With life comes the unexpected. Don’t fall for quick cash and predatory lending offers just because you need money fast. Whether you need a loan for a large purchase or emergencies (big and small), America's Christian Credit Union (ACCU) is with you every step of the way. Our dedicated lending representatives stand ready to help you find the best option to fit your needs.
Signature Loan Frequently Asked Questions

What is a Signature Loan?

A Signature Loan is a loan that offers a fixed rate for a fixed term and is secured by your signature, no collateral needed.

How long does it take to get a decision?

Your loan will be reviewed in 1-2 business days. However, our decision may be delayed if we require additional information from you.

How do I receive my Signature Loan funds?

The funds will either be deposited into an account designated by the borrowers or a check will be mailed to the address requested.

Is there a minimum loan amount?

Yes, the minimum loan amount is $500.

Is there a maximum loan amount?

Yes, the maximum loan amount is $30,000.

1 – APR = Annual Percentage Rate

2– Loans subject to credit approval. Advertised “as low as rate” APR assumes excellent credit history and maximum rate discount of 0.50% for ACH/automatic payment. Your actual APR may vary based on loan type, your credit history, ability to repay, approved loan amount, term, and applicable discounts. Not all applicants will qualify for the lowest rate. Rates, terms and conditions are subject to change without notice. $25.00 loan processing fee for personal loans. $50.00 loan processing fee for Debt Consolidation. For a $10,000 Personal Loan with a 60-month term at 8.99% APR, the approximate monthly payment will be $208.00. 

3– Loans subject to credit approval. Not all applicants will qualify. Rates, terms and conditions are subject to change without notice. $25.00 loan processing fee for signature loans.  For a $5,000 signature loan with a 12-month term at 6.99% APR, the approximate monthly payment will be $433.00. Signature loan at 12 months has a maximum loan amount of $5,000.