America's Christian CU
America's Christian Credit Union

Visa® Signature Rewards Credit Card

A Visa Signature Rewards credit card is designed to help you make the most of your daily spending. Earn cashback or rewards points redeemable for travel, merchandise or gift cards with every purchase.

Get started on your application today!

Today's Rate - Valid 08/19/2022
Visa Signature Rewards Credit Card
As Low As

Introductory Offer1

  • 0% introductory APR1 on purchases and balance transfers for the first six-months from card issuance
  • Earn over 12,500 bonus rewards points with your new Visa Signature Rewards Card:
    • Receive 2,500 bonus rewards points on your first card transaction
    • Receive 10,000 bonus rewards points if you spend $3,000 in the first 90 days2
Limited Time Offer: No Fee Balance Transfer

If you have high-interest credit card debt, we want to help you pay it off faster! Get started by moving your high-rate credit card balances to America’s Christian Credit Union (ACCU) and pay 0% APR for 6 months.1 For a limited time, pay no fees on a balance transfer when you open a new ACCU’s Visa® Signature Rewards Credit Card!3

Offer expires August 31, 2022 — don’t miss out!


  • No Annual Fee
  • Credit Lines up to $30,000
  • Visa® purchase alerts available
  • Travel notifications available
  • 24/7 Visa® online access to view transactions, pay your bill, check rewards balance and redeem rewards
The Signature Difference

The Visa Signature Rewards credit card is America’s Christian Credit Union’s cashback credit card. It offers a low rate with all the features and benefits you have come to expect from big banks and other lenders. As a bonus, you can redeem your rewards points for travel, merchandise, and gift cards too!

  • No Annual Fee
  • Earn points for every purchase:
    • 1.25 points per $1 spent on purchases
    • 2.50 points per $1 spent at charitable organizations
  • Points can be redeemed for Cash, Travel, Merchandise, and Gift Cards at CURewards
  • Minimum Credit Line of $5,000
  • See Terms & Conditions for rates, fees, and other cost information.
  • Visa Purchase Alerts available
  • Travel Notifications available
  • CardLock
  • Manage your cards on the go with the ACCU Cards App
  • 24/7 online access
    • Quickly view past, current and pending transactions
    • Pay your bill online
    • See your summary data for any registered account
    • Download transactions into other programs
    • Check your CURewards™ points balance
  • Set up payments on Auto-Pay
  • Debt Protection available
  • Auto Rental Collision Damage Waiver
  • Cardholder Inquiry Service
  • Emergency Cash Disbursement and Card Replacement  
  • Lost or Stolen Card Reporting
  • Roadside Dispatch
  • Travel and Emergency Assistance Services
  • Visa Signature Concierge
  • Warranty Manager Service
  • Year-End Summary Statement
  • Zero Liability
Earn more with every donation
Did you know that when you make a donation to a non-profit organization you earn more rewards points? Yeah - you read that right! At America’s Christian Credit Union, we believe that your generous and giving spirit should be rewarded, and that’s why we offer 2.5 points per $1 spent.
Visa Signature Rewards Credit Card FAQ

What is a credit card?

A credit card is a revolving line of credit for purchases. Each time you swipe your credit card you access your line of credit to borrow money for the purchase. Each month you can choose to make the minimum monthly payment or pay off the entire balance. You will be charged interest on the remaining balance each month.

How long does it take to get a decision?

Your application will be reviewed in 1-2 business days. However, our decision may be delayed if we require additional information from you.

How do I receive my Visa Signature Rewards Credit Card?

Your Visa Signature Rewards Credit Card will be mailed to the address on file 7 – 10 business days from the date of approval.

Is there a minimum credit line?

Yes, the minimum credit line is $5,000.

Is there a maximum credit line?

Yes, the maximum credit line is $30,000.

1 – APR = Annual Percentage Rate. 0% Annual Percentage Rate on new purchases and balance transfers within the first six months of opening the credit card. A balance transfer fee of 3.00% of the amount transferred will apply. After the six-month introductory period, your effective APR will be between 11.65% – 19.65%. Not all will qualify for the lowest rate.

2 – 90 day period begins from the issuance date of the credit card. Donations do not count towards purchase totals for introductory offer. Offer for consumer only.

4 – Balance Transfer fee will be reimbursed between June 1, 2022 – August 31, 2022.

Visa Signature Rewards Card: 0% Annual Percentage Rate on new purchases within the first 6 months of opening the credit card. After that, your APR will be 11.65% to 19.65%. The APR is indexed to the Prime Rate, and may vary based on market conditions. Card issuance is contingent on approved credit, and rates offered are based on credit-worthiness. Applicants who do not qualify for the Visa Signature Rewards Card may be approved for a Visa Platinum or Share-Secured Visa credit card. Rates, terms and conditions subject to change. Offer not valid on current ACCU loans. Subject to credit approval. View the full disclosure for Visa Signature Card to learn more.