Get started on your application today!
For the first 6 months from card issuance:
- 0% introductory APR1 on new purchases
- 3.9% introductory APR on balance transfers
- After 6 months, your effective APR for new purchases and balance transfers will be between 15.15% – 22.65%
Visa® Platinum Benefits
- No Annual Fee
- Low rate
- A portion of every purchase gives back to Christian ministries2
- VISA Purchase Alerts available
- Travel notifications available
- 24/7 online access
- Quickly view past, current & pending transactions
- Pay your bill online
- See your summary data for any registered account
- Download transactions into other programs
- Manage your cards on the go with the ACCU Cards App
- Set up payments on Auto-Pay
- Loan Protection Services available
America’s Christian Credit Union offers a Visa® credit card like no other. Because a portion of every purchase made with the card is directed to ministries. It is one more way for you to support transformative charities… this time without a dime out of your pocket, because ACCU is making the monetary contribution.
Several ministries have been selected to join our GiveBack Program to help fund their missions, including Adoption & Family Services, The Legacy Center, the World Mission Broadcast project of the Church of the Nazarene, and more2.
“But who are we that we should be able to offer as generously as this? For all things come from you, and we give you only what you first gave us… it all belongs to you!” – 1 Chronicles 29:14-16
“Thanks so much for what you’re doing with the new Visa GiveBack Program and to know that the World Mission Broadcast is getting the benefit means more to me than I know how to tell you. I’m watching WMB change lives. What you’re doing is a direct connection with transformation. Thanks for all you’re doing!”
— Dr. Jesse C Middendorf, General Superintendent, Church of the Nazarene
“I thank God for America’s Christian Credit Union and for their heart for the Kingdom of God. ACCU has been more than our financial partner; they have truly made our mission their business. By generously supporting The Brooklyn Tabernacle Global Relief Fund through the GiveBack Program, America’s Christian Credit Union has made it possible for us to reach more of the world’s most vulnerable people. We are grateful that ACCU goes well beyond the business relationship, and joins with us to spread the Gospel around the world.”
— Pastor Jim Cymbala, The Brooklyn Tabernacle
What is a credit card?
A credit card is a revolving line of credit for purchases. Each time you swipe your credit card you access your line of credit to borrow money for the purchase. Each month you can choose to make the minimum monthly payment or pay off the entire balance. You will be charged interest on the remaining balance each month.
How long does it take to get a decision?
Your application will be reviewed in 1-2 business days. However, our decision may be delayed if we require additional information from you.
How do I receive my Visa Platinum Credit Card?
Your Visa Platinum Credit Card will be mailed to the address on file 7 – 10 business days from the date of approval.
Is there a minimum credit line?
Yes, the minimum credit line is $1,000.
Is there a maximum credit line?
Yes, the maximum credit line is $30,000.
1 – APR = Annual Percentage Rate.
2 – Donations made by America’s Christian Credit Union.
Visa Platinum: 0% Annual Percentage Rate on new purchases within the first 6 months of opening the credit card. After that, your APR will be 15.15% to 22.65%. The APR is indexed to the Prime Rate, and may vary based on market conditions. Card issuance is contingent on approved credit, and rates offered are based on credit-worthiness. Applicants who do not qualify for the Visa Platinum credit card may be approved for a Share-Secured Visa credit card. Rates, terms and conditions subject to change. Offer not valid on current ACCU loans. Subject to credit approval. View the full disclosure for Visa Platinum to learn more.