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America's Christian CU
America's Christian Credit Union

Organization Rates

APY = Annual Percentage Yield. APR = Annual Percentage Rate. Rates effective as of today. Rates last updated June 28, 2022. Fees may reduce earnings. Rates are subject to change without notice. 

Checking

ProductMinimum Deposit to Open AccountMinimum Balance to Earn DividendsDividend RateAPYRate TypeCompounded / Paid
Ministry Checking$100N/AN/AN/AN/AN/A
Corporate Checking$100$1,5000.05%0.05%VariableMonthly

Savings

ProductMinimum Deposit to Open AccountMinimum Balance to Earn DividendsDividend RateAPYRate TypeCompounded / Paid
Regular Share/Savings$0$1000.10%0.10%VariableQuarterly

Money Market Accounts

ProductMinimum Deposit to Open AccountMinimum Balance to Earn DividendsDividend RateAPYRate TypeCompounded / Paid
Tier 1$2,5001$2,500 - $49,999.990.25%0.25%VariableMonthly
Tier 2-$50,000 - $99,999.990.30%0.30%VariableMonthly
Tier 3-$100,000 - $249,999.990.40%0.40%VariableMonthly
Tier 4-$250,000 and up0.60%0.60%VariableMonthly

1 – If the balance falls below $2,500, the rate drops to the Regular Share/Savings rate of 0.10% APY

Term Share Certificates

Certificates are subject to a penalty for early withdrawal

TermMinimum Deposit to Open AccountMinimum Balance to Earn DividendsDividend RateAPYRate TypeCompounded / PaidMaximum BalanceSpecial Terms
3 Month$1,000$1,0000.60%0.60%FixedMonthly--
6 Month$1,000$1,0000.65%0.65%FixedMonthly--
9 Month$1,000$1,0000.70%0.70%FixedMonthly--
12 Month$1,000$1,0000.80%0.80%FixedMonthly--
18 Month$1,000$1,0000.90%0.90%FixedMonthly--
24 Month$1,000$1,0001.00%1.00%FixedMonthly--
36 Month$1,000$1,0001.05%1.06%FixedMonthly--
48 Month$1,000$1,0001.10%1.11%FixedMonthly--
60 Month$1,000$1,0001.20%1.21%FixedMonthly--
Special Offerings

12 Month New Member

$1,000$1,0001.98%2.00%FixedMonthly$10,000For new members only. Certain restrictions apply. Learn more.
7 Month New Money2$5,000$5,0001.00%1.00%FixedMonthly$250,000New funds only. Certain restrictions apply. Learn more.
22 Month New Money3$5,000$5,0001.98%2.00%FixedMonthly$250,000New funds only. Certain restrictions apply. Learn more.

2 – Certificate must be established with newly deposited funds. $250,000 maximum balance per certificate, per member. At maturity, this certificate renews as a regular 6 Month Certificate at 0.65% APY.
3 – Certificate must be established with newly deposited funds. $250,000 maximum balance per certificate, per member. At maturity, this certificate renews as a regular 18 Month Certificate at 0.90% APY.

Credit Cards

Card TypeAPR
Visa® Ministry Rewards Card12.90%
Visa® Business Rewards Card12.90%

Loans

ProductAverage APRLoan Maximum
Church LoansContact us for detailsContact us for details
Office Building LendingContact us for detailsContact us for details
Multifamily Housing LoansContact us for detailsContact us for details