Log In
1-800-343-6328
Email Us
APY = Annual Percentage Yield. APR = Annual Percentage Rate. Rates effective as of today. Rates last updated June 28, 2022. Fees may reduce earnings. Rates are subject to change without notice.
Checking
| Product | Minimum Deposit to Open Account | Minimum Balance to Earn Dividends | Dividend Rate | APY | Rate Type | Compounded / Paid |
|---|---|---|---|---|---|---|
| Ministry Checking | $100 | N/A | N/A | N/A | N/A | N/A |
| Corporate Checking | $100 | $1,500 | 0.05% | 0.05% | Variable | Monthly |
Savings
| Product | Minimum Deposit to Open Account | Minimum Balance to Earn Dividends | Dividend Rate | APY | Rate Type | Compounded / Paid |
|---|---|---|---|---|---|---|
| Regular Share/Savings | $0 | $100 | 0.10% | 0.10% | Variable | Quarterly |
Money Market Accounts
| Product | Minimum Deposit to Open Account | Minimum Balance to Earn Dividends | Dividend Rate | APY | Rate Type | Compounded / Paid |
|---|---|---|---|---|---|---|
| Tier 1 | $2,5001 | $2,500 - $49,999.99 | 0.25% | 0.25% | Variable | Monthly |
| Tier 2 | - | $50,000 - $99,999.99 | 0.30% | 0.30% | Variable | Monthly |
| Tier 3 | - | $100,000 - $249,999.99 | 0.40% | 0.40% | Variable | Monthly |
| Tier 4 | - | $250,000 and up | 0.60% | 0.60% | Variable | Monthly |
1 – If the balance falls below $2,500, the rate drops to the Regular Share/Savings rate of 0.10% APY
Term Share Certificates
Certificates are subject to a penalty for early withdrawal
| Term | Minimum Deposit to Open Account | Minimum Balance to Earn Dividends | Dividend Rate | APY | Rate Type | Compounded / Paid | Maximum Balance | Special Terms |
|---|---|---|---|---|---|---|---|---|
| 3 Month | $1,000 | $1,000 | 0.60% | 0.60% | Fixed | Monthly | - | - |
| 6 Month | $1,000 | $1,000 | 0.65% | 0.65% | Fixed | Monthly | - | - |
| 9 Month | $1,000 | $1,000 | 0.70% | 0.70% | Fixed | Monthly | - | - |
| 12 Month | $1,000 | $1,000 | 0.80% | 0.80% | Fixed | Monthly | - | - |
| 18 Month | $1,000 | $1,000 | 0.90% | 0.90% | Fixed | Monthly | - | - |
| 24 Month | $1,000 | $1,000 | 1.00% | 1.00% | Fixed | Monthly | - | - |
| 36 Month | $1,000 | $1,000 | 1.05% | 1.06% | Fixed | Monthly | - | - |
| 48 Month | $1,000 | $1,000 | 1.10% | 1.11% | Fixed | Monthly | - | - |
| 60 Month | $1,000 | $1,000 | 1.20% | 1.21% | Fixed | Monthly | - | - |
| Special Offerings | ||||||||
12 Month New Member | $1,000 | $1,000 | 1.98% | 2.00% | Fixed | Monthly | $10,000 | For new members only. Certain restrictions apply. Learn more. |
| 7 Month New Money2 | $5,000 | $5,000 | 1.00% | 1.00% | Fixed | Monthly | $250,000 | New funds only. Certain restrictions apply. Learn more. |
| 22 Month New Money3 | $5,000 | $5,000 | 1.98% | 2.00% | Fixed | Monthly | $250,000 | New funds only. Certain restrictions apply. Learn more. |
2 – Certificate must be established with newly deposited funds. $250,000 maximum balance per certificate, per member. At maturity, this certificate renews as a regular 6 Month Certificate at 0.65% APY.
3 – Certificate must be established with newly deposited funds. $250,000 maximum balance per certificate, per member. At maturity, this certificate renews as a regular 18 Month Certificate at 0.90% APY.
Credit Cards
| Card Type | APR |
|---|---|
| Visa® Ministry Rewards Card | 12.90% |
| Visa® Business Rewards Card | 12.90% |
Loans
| Product | Average APR | Loan Maximum |
|---|---|---|
| Church Loans | Contact us for details | Contact us for details |
| Office Building Lending | Contact us for details | Contact us for details |
| Multifamily Housing Loans | Contact us for details | Contact us for details |