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America's Christian CU
America's Christian Credit Union

Organization Rates

APY = Annual Percentage Yield. APR = Annual Percentage Rate. Variable rates and yields subject to change after account opening. Rates effective as of today. Rates last updated October 3, 2022. Fees may reduce earnings on share accounts.

Checking

ProductMinimum Deposit to Open AccountMinimum Balance to Earn DividendsDividend RateAPYRate TypeCompounded / Paid
Ministry Checking$100N/AN/AN/AN/AN/A
Corporate Checking$100$1,5000.05%0.05%VariableMonthly

Savings

ProductMinimum Deposit to Open AccountMinimum Balance to Earn DividendsDividend RateAPYRate TypeCompounded / Paid
Regular Share/Savings$0$1000.10%0.10%VariableQuarterly

Money Market Accounts

ProductMinimum Deposit to Open AccountMinimum Balance to Earn DividendsDividend RateAPYRate TypeCompounded / Paid
Tier 1$2,5001$2,500 - $49,999.990.50%0.50%VariableMonthly
Tier 2-$50,000 - $99,999.990.60%0.60%VariableMonthly
Tier 3-$100,000 - $249,999.991.00%1.00%VariableMonthly
Tier 4-$250,000 and up1.50%1.51%VariableMonthly

1 – If the balance falls below $2,500, the rate drops to the Regular Share/Savings rate of 0.10% APY

Term Share Certificates

Certificates are subject to a penalty for early withdrawal

TermMinimum Deposit to Open AccountMinimum Balance to Earn DividendsDividend RateAPYRate TypeCompounded / PaidMaximum BalanceSpecial Terms
3 Month$1,000$1,0000.80%0.80%FixedMonthly--
6 Month$1,000$1,0001.50%1.51%FixedMonthly--
9 Month$1,000$1,0001.60%1.61%FixedMonthly--
12 Month$1,000$1,0002.50%2.53%FixedMonthly--
18 Month$1,000$1,0002.50%2.53%FixedMonthly--
24 Month$1,000$1,0002.50%2.53%FixedMonthly--
36 Month$1,000$1,0002.50%2.53%FixedMonthly--
48 Month$1,000$1,0002.60%2.63%FixedMonthly--
60 Month$1,000$1,0002.75%2.78%FixedMonthly--
Special Offerings

12 Month New Member

$1,000$1,0003.93%4.00%FixedMonthly$10,000For new members only. Certain restrictions apply. Learn more.
7 Month New Money$20,000$20,0002.62%2.65%FixedMonthly$10,000,000New money only. Learn more.
10 Month New Money$20,000$20,0002.72%2.75%FixedMonthly$5,000,000New money only. Learn more.
22 Month New Money$20,000$20,0002.96%3.00%FixedMonthly$10,000,000New money only. Learn more.

Credit Cards

Card TypeAPR
Visa® Ministry Rewards Card12.90%
Visa® Business Rewards Card12.90%

Loans

ProductAverage APRLoan Maximum
Church LoansContact us for detailsContact us for details
Office Building LendingContact us for detailsContact us for details
Multifamily Housing LoansContact us for detailsContact us for details