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America's Christian CU
America's Christian Credit Union

Organization Rates

APY = Annual Percentage Yield. APR = Annual Percentage Rate. Variable rates and yields subject to change after account opening. Rates effective as of today. Rates last updated June 4, 2024. Fees may reduce earnings on share accounts.

Checking

ProductMinimum Deposit to Open AccountMinimum Balance to Earn DividendsDividend RateAPYRate TypeCompounded / Paid
Ministry Checking$100N/AN/AN/AN/AN/A
Corporate Checking$100$1,5000.05%0.05%VariableMonthly

Savings

ProductMinimum Deposit to Open AccountMinimum Balance to Earn DividendsDividend RateAPYRate TypeCompounded / Paid
Regular Share/Savings$0$1000.10%0.10%VariableQuarterly
High-Yield Savings Balance 1$50,000$50,000 - $300,0004.76%4.85%VariableQuarterly
High-Yield Savings Balance 2$300,000.01 - $499,999.990.50%0.50%VariableQuarterly
High-Yield Savings Balance 3$500,000.00 and up0.50%0.50%VariableQuarterly

Term Share Certificates

Certificates are subject to a penalty for early withdrawal

TermMinimum Deposit to Open AccountMinimum Balance to Earn DividendsDividend RateAPYRate TypeCompounded / PaidMaximum BalanceSpecial Terms
3 Month$1,000$1,0003.83%3.90%FixedMonthly--
6 Month$1,000$1,0003.83%3.90%FixedMonthly--
9 Month$1,000$1,0003.83%3.90%FixedMonthly--
12 Month$1,000$1,0003.45%3.50%FixedMonthly--
18 Month$1,000$1,0003.20%3.25%FixedMonthly--
24 Month$1,000$1,0002.96%3.00%FixedMonthly--
36 Month$1,000$1,0002.96%3.00%FixedMonthly--
48 Month$1,000$1,0002.96%3.00%FixedMonthly--
60 Month$1,000$1,0002.96%3.00%FixedMonthly--
Special Offerings

12 Month New Member

$1,000$1,0003.93%4.00%FixedMonthly$10,000For new members only. Certain restrictions apply. Learn more.

Credit Cards

Card TypeAPR
Visa® Ministry Rewards Card12.90%
Visa® Business Rewards Card12.90%

Loans

ProductAverage APRLoan Maximum
Church LoansContact us for detailsContact us for details
Office Building LendingContact us for detailsContact us for details
Multifamily Housing LoansContact us for detailsContact us for details