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New Member Certificate
- High fixed rate of 4.75% APY
APY = Annual Percentage Yield - Available for the first 60 days from when you open your ACCU membership
- 12-month term
- $1,000 minimum deposit
- $1,000,000 maximum deposit
- No monthly maintenance feesStatement fee is waived with enrollment in free electronic statement service. Otherwise, a monthly paper statement fee of $4.00 will apply. See consumer fee schedule for full list of applicable fees.
10-Month New Money Certificate
- High fixed rate of 4.40% APYAPY = Annual Percentage Yield
- Available to new and existing consumer members
- 10-month term
- New money only
- $5,000 minimum deposit to open for consumers
- $1,000,000 maximum balance for consumers
Auto Loan Refinancing
- Rates as low as 5.74% APRAPR = Annual Percentage Rate
- Terms up to 84 months (7 Years)
- Pre-approvals for additional buying power
- Discounted GAP coverage & Mechanical Breakdown Insurance available
New Member Certificate
- High fixed rate of 4.75% APYAPY = Annual Percentage Yield
- Available for the first 60 days from when you open your ACCU membership
- 12-month term
- $1,000 minimum deposit
- $1,000,000 maximum deposit
- No monthly maintenance feesStatement fee is waived with enrollment in free electronic statement service. Otherwise, a monthly paper statement fee of $4.00 will apply. See consumer fee schedule for full list of applicable fees.
10-Month New Money Certificate
- High fixed rate of 4.40% APYAPY = Annual Percentage Yield
- Available to new and existing consumer members
- 10-month term
- New money only
- $5,000 minimum deposit to open for consumers
- $1,000,000 maximum balance for consumers
Auto Loan Refinancing
- Rates as low as 5.74% APRAPR = Annual Percentage Rate
- Terms up to 84 months (7 Years)
- Pre-approvals for additional buying power
- Discounted GAP coverage & Mechanical Breakdown Insurance available
Loans for New or Used Vehicles — Or Refinance Your Existing Auto Loan
New or Used Auto Loans
- Fixed auto loan interest rates as low as 5.49% APRAPR = Annual Percentage Rate
- Terms up to 84 months (7 Years)
- Pre-Approvals for additional buying power
- 0.50% rate discount with automatic payments
- First payment deferral up to 90 days Must be requested by the borrower. Interest will continue to accrue during this period. Repayment of the loan is still subject to the number of installments chosen at time of funding.
Auto Loan Refinancing
- Fixed auto loan interest rates as low as 5.74% APRAPR = Annual Percentage Rate
- Lower your car loan interest rate and monthly payments
- Run a quick FREE check to see flexible financing options
- Pre-approvals for additional buying power
Other Auto Loans Available
- Motorhomes & Trailers
- Recreational Vehicles (RV)
- Boats
- Motorcycles
- UTVs/Side by Sides
New or Used Auto Loans
- Fixed auto loan interest rates as low as 5.49% APRAPR = Annual Percentage Rate
- Terms up to 84 months (7 Years)
- Pre-Approvals for additional buying power
- 0.50% rate discount with automatic payments
- First payment deferral up to 90 days Must be requested by the borrower. Interest will continue to accrue during this period. Repayment of the loan is still subject to the number of installments chosen at time of funding.
Auto Loan Refinancing
- Fixed auto loan interest rates as low as 5.74% APRAPR = Annual Percentage Rate
- Lower your car loan interest rate and monthly payments
- Run a quick FREE check to see flexible financing options
- Pre-approvals for additional buying power
Access Your Home's Equity When You Need It
3-Year Re-Price HELOC
- Lock in a low rate for 3 years
- Variable rates as low as 8.50% APRAPR = Annual Percentage Rate
- Refinance a HELOC you may have somewhere else
Annual Adjustable HELOC
- Variable rates as low as 8.00% APRAPR = Annual Percentage Rate
- 0.25% discount with automatic payments and optional no payments for 90 daysMust be requested by the borrower. Interest will continue to accrue during this period. Repayment of the loan is still subject to the number of installments chosen at time of funding.
- Borrow amount up to 80% appraised value (less the remaining principal owed)
Quarterly Adjustable HELOC
- Variable rates as low as 7.50% APRAPR = Annual Percentage Rate
- 0.25% discount with automatic payments and optional no payments for 90 daysMust be requested by the borrower. Interest will continue to accrue during this period. Repayment of the loan is still subject to the number of installments chosen at time of funding.
- Borrow amount up to 80% appraised value (less the remaining principal owed)
3-Year Re-Price HELOC
- Lock in a low rate for 3 years
- Variable rates as low as 8.50% APRAPR = Annual Percentage Rate
- Refinance a HELOC you may have somewhere else
Annual Adjustable HELOC
- Variable rates as low as 8.00% APRAPR = Annual Percentage Rate
- 0.25% discount with automatic payments and optional no payments for 90 daysMust be requested by the borrower. Interest will continue to accrue during this period. Repayment of the loan is still subject to the number of installments chosen at time of funding.
- Borrow amount up to 80% appraised value (less the remaining principal owed)
Quarterly Adjustable HELOC
- Variable rates as low as 7.50% APRAPR = Annual Percentage Rate
- 0.25% discount with automatic payments and optional no payments for 90 daysMust be requested by the borrower. Interest will continue to accrue during this period. Repayment of the loan is still subject to the number of installments chosen at time of funding.
- Borrow amount up to 80% appraised value (less the remaining principal owed)
Enjoy No Annual Fee & Low Rates On All Our Credit Cards
Visa® Signature Rewards
- 0% introductory APR and 0% balance transfer for 6 months0% introductory APR is only valid during the first 6 months from card issuance. Thereafter, the APR will be as low as 14.40% (APR = Annual Percentage Rate)
- Earn 2,500 bonus points after first purchase
- Earn another 12,500 bonus points after spending $3,000 within 3 months
- Earn points on purchases and donations
- No Annual Fee
Visa® Platinum
- 0% introductory APR and 3.9% balance transfer for 6 monthsAPR = Annual Percentage Rate
- Portion of every purchase gives back to Christian ministries
- Set up payments on Auto-Pay
- Low rate and low minimum credit limit
- No Annual Fee
ACCU Cards App
- View & Filter Transactions
- View Payments and Due Dates
- Make Payments
- Lock & Report Lost/Stolen Cards
- Setup Alerts & Controls
- Available for your Apple iOS or Android mobile device
Visa® Signature Rewards
- 0% introductory APR and 0% balance transfer for 6 months0% introductory APR is only valid during the first 6 months from card issuance. Thereafter, the APR will be as low as 14.40% (APR = Annual Percentage Rate)
- Earn 2,500 bonus points after first purchase
- Earn another 12,500 bonus points after spending $3,000 within 3 months
- Earn points on purchases and donations
- No Annual Fee
Visa® Platinum
- 0% introductory APR and 3.9% balance transfer for 6 monthsAPR = Annual Percentage Rate
- Portion of every purchase gives back to Christian ministries
- Set up payments on Auto-Pay
- Low rate and low minimum credit limit
- No Annual Fee
Online & Nationwide Banking
With ACCU's Online Banking and Mobile App, you can conveniently manage your money with access to your account anywhere, anytime.
Save time and money- Available 24/7 from anywhere
- Set up helpful email alerts
- Highest level of security
- Eliminate paper waste
- Simplify recordkeeping
- Reduce chance of identity theft
- Arrive faster than paper statements
- Fast, free, and easy (message and data rates may apply)
- Online Banking in palm of hand
- Available 24/7 from anywhere
- Set up helpful email alerts
- Over 5,600 branch locations
- Make deposits, withdrawals, and more
- Easy online branch locators
- Locate by phone or mobile app
- Over 30,000 ATM locations nationwide
- Partnered with the CO-OP network
- Search for ATMs online
- Withdraw cash and more
- Save time and money
- Available 24/7 from anywhere
- Set up helpful email alerts
- Highest level of security
- Eliminate paper waste
- Simplify recordkeeping
- Reduce chance of identity theft
- Arrive faster than paper statements
- Fast, free, and easy (message and data rates may apply)
- Online Banking in palm of hand
- Available 24/7 from anywhere
- Set up helpful email alerts
- Over 5,600 branch locations
- Make deposits, withdrawals, and more
- Easy online branch locators
- Locate by phone or mobile app
- Over 30,000 ATM locations nationwide
- Partnered with the CO-OP network
- Search for ATMs online
- Withdraw cash and more
Financial Strength for the Whole Church
With a wide Field of Membership, each dollar invested at America’s Christian Credit
Union is used to provide loan assistance to churches and ministries to build:
Union is used to provide loan assistance to churches and ministries to build:
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