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Open a term share certificate at America’s Christian Credit Union for 3, 6, or 9 months and earn 5.00% APY!
Stronger You
Personal banking made easy. From checking accounts to personal loans to IRAs, ACCU has financial tools for all your family’s needs.
Take Advantage Of Our Latest Promotions
Pick Your Term Share Certificate
- Open a certificate for 3, 6, or 9 months and earn 5.00% APY
APY = Annual Percentage Yield - Guaranteed, fixed rate for term selected
- $1,000 minimum deposit to open
- No monthly maintenance fees
- Dividends paid monthly
18-Month Term Share Certificate
- High fixed rate of 5.38% APYAPY = Annual Percentage Yield
- Guaranteed, fixed rate on funds deposited
- $1,000 minimum deposit to open
- No monthly maintenance fee
- Dividends paid monthly
Switch to ACCU
& Earn Up To $500
& Earn Up To $500
- Earn $100 when you open a checking account and a savings account
- Deposit a minimum of $500 in your new checking account
- Deposit a minimum of $1,000 in your new savings account
- Earn up to $400 in dividends when you open a New Member Certificate with $10,000
Pick Your Term Share Certificate
- Open a certificate for 3, 6, or 9 months and earn 5.00% APYAPY = Annual Percentage Yield
- Guaranteed, fixed rate for term selected
- $1,000 minimum deposit to open
- No monthly maintenance fees
- Dividends paid monthly
18-Month Term Share Certificate
- High fixed rate of 5.38% APYAPY = Annual Percentage Yield
- Guaranteed, fixed rate on funds deposited
- $1,000 minimum deposit to open
- No monthly maintenance fee
- Dividends paid monthly
Loans for New or Used Vehicles — Or Refinance Your Existing Auto Loan
New or Used Auto Loans
- Fixed auto loan interest rates as low as 5.49% APRAPR = Annual Percentage Rate
- Terms up to 84 months (7 Years)
- Pre-Approvals for additional buying power
- 0.50% rate discount with automatic payments
- First payment deferral up to 90 days Must be requested by the borrower. Interest will continue to accrue during this period. Repayment of the loan is still subject to the number of installments chosen at time of funding.
Auto Loan Refinancing
- Fixed auto loan interest rates as low as 5.74% APRAPR = Annual Percentage Rate
- Lower your car loan interest rate and monthly payments
- Run a quick FREE check to see flexible financing options
- Pre-approvals for additional buying power
Other Auto Loans Available
- Motorhomes & Trailers
- Recreational Vehicles (RV)
- Boats
- Motorcycles
- UTVs/Side by Sides
New or Used Auto Loans
- Fixed auto loan interest rates as low as 5.49% APRAPR = Annual Percentage Rate
- Terms up to 84 months (7 Years)
- Pre-Approvals for additional buying power
- 0.50% rate discount with automatic payments
- First payment deferral up to 90 days Must be requested by the borrower. Interest will continue to accrue during this period. Repayment of the loan is still subject to the number of installments chosen at time of funding.
Auto Loan Refinancing
- Fixed auto loan interest rates as low as 5.74% APRAPR = Annual Percentage Rate
- Lower your car loan interest rate and monthly payments
- Run a quick FREE check to see flexible financing options
- Pre-approvals for additional buying power
Access Your Home's Equity When You Need It
3-Year Re-Price HELOC
- Lock in a low rate for 3 years
- Variable rates as low as 9.50% APRAPR = Annual Percentage Rate
- Refinance a HELOC you may have somewhere else
Annual Adjustable HELOC
- Variable rates as low as 9.00% APRAPR = Annual Percentage Rate
- 0.25% discount with automatic payments and optional no payments for 90 daysMust be requested by the borrower. Interest will continue to accrue during this period. Repayment of the loan is still subject to the number of installments chosen at time of funding.
- Borrow amount up to 80% appraised value (less the remaining principal owed)
Quarterly Adjustable HELOC
- Variable rates as low as 8.50% APRAPR = Annual Percentage Rate
- 0.25% discount with automatic payments and optional no payments for 90 daysMust be requested by the borrower. Interest will continue to accrue during this period. Repayment of the loan is still subject to the number of installments chosen at time of funding.
- Borrow amount up to 80% appraised value (less the remaining principal owed)
3-Year Re-Price HELOC
- Lock in a low rate for 3 years
- Variable rates as low as 9.50% APRAPR = Annual Percentage Rate
- Refinance a HELOC you may have somewhere else
Annual Adjustable HELOC
- Variable rates as low as 9.00% APRAPR = Annual Percentage Rate
- 0.25% discount with automatic payments and optional no payments for 90 daysMust be requested by the borrower. Interest will continue to accrue during this period. Repayment of the loan is still subject to the number of installments chosen at time of funding.
- Borrow amount up to 80% appraised value (less the remaining principal owed)
Quarterly Adjustable HELOC
- Variable rates as low as 8.50% APRAPR = Annual Percentage Rate
- 0.25% discount with automatic payments and optional no payments for 90 daysMust be requested by the borrower. Interest will continue to accrue during this period. Repayment of the loan is still subject to the number of installments chosen at time of funding.
- Borrow amount up to 80% appraised value (less the remaining principal owed)
Enjoy No Annual Fee & Low Rates On All Our Credit Cards
Visa® Signature Rewards
- 0% introductory APR and 0% balance transfer for 6 months0% introductory APR is only valid during the first 6 months from card issuance. Thereafter, the APR will be as low as 15.40% (APR = Annual Percentage Rate)
- Earn 2,500 bonus points after first purchase
- Earn another 12,500 bonus points after spending $3,000 within 3 months
- Earn points on purchases and donations
- No Annual Fee
Visa® Platinum
- 0% introductory APR and 3.9% balance transfer for 6 monthsAPR = Annual Percentage Rate
- Portion of every purchase gives back to Christian ministries
- Set up payments on Auto-Pay
- Low rate and low minimum credit limit
- No Annual Fee
ACCU Cards App
- View & Filter Transactions
- View Payments and Due Dates
- Make Payments
- Lock & Report Lost/Stolen Cards
- Setup Alerts & Controls
- Available for your Apple iOS or Android mobile device
Visa® Signature Rewards
- 0% introductory APR and 0% balance transfer for 6 months0% introductory APR is only valid during the first 6 months from card issuance. Thereafter, the APR will be as low as 15.40% (APR = Annual Percentage Rate)
- Earn 2,500 bonus points after first purchase
- Earn another 12,500 bonus points after spending $3,000 within 3 months
- Earn points on purchases and donations
- No Annual Fee
Visa® Platinum
- 0% introductory APR and 3.9% balance transfer for 6 monthsAPR = Annual Percentage Rate
- Portion of every purchase gives back to Christian ministries
- Set up payments on Auto-Pay
- Low rate and low minimum credit limit
- No Annual Fee
Online & Nationwide Banking
With ACCU's Online Banking and Mobile App, you can conveniently manage your money with access to your account anywhere, anytime.
Save time and money- Available 24/7 from anywhere
- Set up helpful email alerts
- Highest level of security
- Eliminate paper waste
- Simplify recordkeeping
- Reduce chance of identity theft
- Arrive faster than paper statements
- Fast, free, and easy
- Online Banking in palm of hand
- Available 24/7 from anywhere
- Set up helpful email alerts
- Over 5,600 branch locations
- Make deposits, withdrawals, and more
- Easy online branch locators
- Locate by phone or mobile app
- Over 30,000 ATM locations nationwide
- Partnered with the CO-OP network
- Search for ATMs online
- Withdraw cash and more
- Save time and money
- Available 24/7 from anywhere
- Set up helpful email alerts
- Highest level of security
- Eliminate paper waste
- Simplify recordkeeping
- Reduce chance of identity theft
- Arrive faster than paper statements
- Fast, free, and easy
- Online Banking in palm of hand
- Available 24/7 from anywhere
- Set up helpful email alerts
- Over 5,600 branch locations
- Make deposits, withdrawals, and more
- Easy online branch locators
- Locate by phone or mobile app
- Over 30,000 ATM locations nationwide
- Partnered with the CO-OP network
- Search for ATMs online
- Withdraw cash and more
Financial Strength for the Whole Church
With a wide Field of Membership, each dollar invested at America’s Christian Credit
Union is used to provide loan assistance to churches and ministries to build:
Union is used to provide loan assistance to churches and ministries to build:
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