College Savings
Ensuring our next generation of young adults is ready for financial independence. After all, faithful with little – faithful with much!

A Foundation For Your Students Future

Our College Savings account is designed to grow with teens and young adults that are establishing or building upon their financial future. Help ensure your young adult is moving in the right direction financially by opening an ACCU College Savings account. It’s a great way for our next generation to acquire money management basics, such as balancing bank accounts, growing their savings, and when paired with a Varsity / College Checking account – using a debit and credit card. With no minimum balance and no monthly maintenance fees1, you can make regular deposits and watch your balance grow as you save for something big like a car, a trip, or putting funds away for a rainy day.

Benefits of a College Savings Account:

  • Competitive dividend rates
  • Free mobile and online banking
  • Checking account available with a parent or guardian co-signer
  • $0 to open your account; earn dividends on balances $100 or more
  • Access to your account when you need it
  • Nationwide access to over 5,600 shared branches and 30,000 surcharge-free ATMs2
  • Online Banking & Mobile Banking

Today's Rate - Valid 10/21/2020
College Savings
0.10%
APY3

Build Your Savings For Your Goals

What are you saving for: a computer, car, boat, summer home, down payment? Use this calculator to determine what you need to save on a regular basis to have the funds ready when needed.

This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results.

Digital Services
With ACCU Online Banking and Mobile App, you can conveniently manage your money with access to your account anywhere, anytime.
  • Save time and money
  • Available 24/7 from anywhere
  • Set up helpful email alerts
  • Highest level of security
  • Eliminate paper waste
  • Simplify recordkeeping
  • Reduce chance of identity theft
  • Arrive faster than paper statements
  • Fast, free, and easy
  • Online Banking in palm of hand
  • Available 24/7 from anywhere
  • Set up helpful email alerts
  • Over 5,600 branch locations
  • Make deposits, withdrawals, and more
  • Easy online branch locators
  • Locate by phone or mobile app
  • Over 30,000 ATM locations nationwide
  • Partnered with the CO-OP network
  • Search for ATMs online
  • Withdraw cash and more
  • Save time and money
  • Available 24/7 from anywhere
  • Set up helpful email alerts
  • Highest level of security
  • Eliminate paper waste
  • Simplify recordkeeping
  • Reduce chance of identity theft
  • Arrive faster than paper statements
  • Fast, free, and easy
  • Online Banking in palm of hand
  • Available 24/7 from anywhere
  • Set up helpful email alerts
  • Over 5,600 branch locations
  • Make deposits, withdrawals, and more
  • Easy online branch locators
  • Locate by phone or mobile app
  • Over 30,000 ATM locations nationwide
  • Partnered with the CO-OP network
  • Search for ATMs online
  • Withdraw cash and more
Get Started
As a member of America’s Christian Credit Union, we’re dedicated to providing you all the support you need to reach your financial goals along with the banking experience you deserve.
College Savings Frequently Asked Questions

What is a College Savings account?

A College Savings account is a deposit account that earns dividends. This account can be used to save for things like a home, car, large purchases, emergencies, retirement, and more. At age 25 this account will convert to a traditional savings account.

Is there a monthly fee for a College Savings account?

No! Our College Savings account does not have a monthly service fee. However, there is a $3.00 paper statement fee per month, which can be waived when you sign up for eStatements.

Is there a minimum deposit required to open a College Savings account?

No, there is no minimum deposit required to account opening. Whether you are coming to us an experienced saver or just starting out this account is the perfect way to earn dividends while keeping your money safe and secure.

Is there a minimum balance requirement?

No, there is no minimum balance required for this account. However, there is a $30.00 overdraft fee if your account balance falls below $0.00 on an attempted transaction.

Do I need to be an America’s Christian Credit Union member to open a savings account?

Yes, you will need to become a member or already have membership established to open a savings account at ACCU. It is a government requirement that we both create membership and collect certain information to help prevent fraud and combat terrorism. Also, minors must have a joint on the account over 18.

How can I access my accounts?

Our mobile app and online banking services make it easy to access your account anytime and anywhere. Transfer funds, send and receive money, pay bills or deposit checks right from your phone. And, of course, there are over 5,600 shared-branching locations, and a network of more than 30,000 CO-OP ATMs nationwide2. View all locations here.

Can I deposit a check with my phone?

Yes! You can deposit a check using Remote Deposit in America’s Christian Credit Union mobile app to deposit a check in seconds. It is available in the Google Play Market and Apple App Store. Click here to learn more.

Can I open a savings account online?

Yes, apply online in minutes!

1 – Statement fee is waived with enrollment in free electronic statement service. Otherwise, a monthly paper statement fee of $3.00 will apply.

2 – Via Co-Op Network. Visit Co-opfs.org for a complete list of surcharge-free ATMs and shared branch locations.

3 – APY = Annual Percentage Yield.