Debt Consolidation

Simplify and Save

Lower your monthly payments, reduce your interest rate, or simply pay less total interest on an existing loan or credit line. America’s Christian Credit Union can simplify your finances with a debt consolidation loan today.

Find Financial Freedom

Often it can seem impossible to pay-off high-interest credit card debt or multiple unsecured loans through their regular monthly payments alone. This is where a debt consolidation loan from America’s Christian Credit Union can help. When you consolidate these accounts into one loan you will have one, easy to manage payment. We are here to guide and equip you with the tools and resources needed to help you conquer your debt and feel financial freedom. 

Benefits of a Debt Consolidation Loan1:

  • Borrow up to $10,000
  • One Monthly Payment
  • Flexible Terms
  • No prepayment penalty
  • 0.50% discount with automatic payments

Today's Rate - Valid 10/21/2020
Debt Consolidation Loan
As Low As
7.49%
APR2

Debt Consolidation Calculator

Should you consolidate your debt? This calculator is designed to help determine if debt consolidation is right for you. Fill in your loan amounts, credit card balances and other outstanding debt. You can then see what your monthly payment would be with a consolidated loan.

This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results.

Get Started
What possibilities would open up if you paid down your debt? When you take control of your finances with a debt consolidation loan from America’s Christian Credit Union you are ready to simplify and save. Not sure where to start? Set up a consultation with a lending representative to determine a debt consolidation plan that is right for you.
Debt Consolidation Loan Frequently Asked Questions

What is a Debt Consolidation Loan?

A Debt Consolidation Loan is a loan that combines and consolidates multiple loans and lines of credits into one loan simplifying your monthly payment.

How long does it take to get a decision?

Your loan will be reviewed in 1-2 business days. However, our decision may be delayed if we require additional information from you.

How does debt consolidation work?

Submit the most recent statement or bill for each eligible loan or line of credit to America’s Christian Credit Union along with an application. Upon approval, we will pay off the lender for each account. We will then combine the debt into one loan with one monthly payment.

Is there a minimum loan amount?

Yes, the minimum loan amount is $500.

Is there a maximum loan amount?

Yes, the maximum loan amount is $10,000.

1 – Loans subject to credit approval. Not all applicants will qualify for the best rate. Rates, terms and conditions are subject to change without notice. $50.00 loan processing fee. Must qualify for membership. Sample payment: For a $10,000 debt consolidation loan with a 36-month term at 7.49% APR, the monthly payment will be $311. Maximum loan amount is $10,000. If more than $10,000 is required, please apply for a Signature Loan. Shorter terms available. Not available on current ACCU loans.

2 – APR = Annual Percentage Rate