What is a Regular Share/Savings Account?
A Regular Share/Savings account is suited for churches, non-profits, and businesses of all sizes. Be at peace knowing your funds are secure and accessible for every organizational goal. Funds invested with America’s Christian Credit Union help like-minded Christian owners like yourself build stronger communities and ministries.
Benefits of Regular Share/Savings:
- No monthly fees
- Additionally insured up to $100,000 by American Share Insurance (ASI)
- Earn competitive dividends on balances $100 and over1
- Free online banking
- Free e-statements
Open Your Regular Share/Savings Account Today
ACCU is your financial partner, ready to know your mission field and help your organization grow – no matter what phase you are in and no matter where you are in the country. Before you click Open Account, please view the required items needed to be prepared with to fill out the application.
Required Items To Open An Account
- Statement of Faith for non-denominational or independent church/ministry
- Formation documents (Articles of Incorporation or equivalent)
- EIN Confirmation Letter from the IRS
- Recent Board Minutes or letter from the Board Secretary identifying all approved account signers
Do I need personal membership with America’s Christian Credit Union member to apply for a Regular Share/Savings account for my organization?
You don’t need personal membership to start the savings account application for your organization, but you will need to qualify for and complete membership for your organization to finish the process.
However, if you are applying as a sole proprietorship or independent contractor, you will need to qualify with personal membership with ACCU. We are all about a life-long relationship – and we want to serve those within various fields of business. You can file for personal membership starting here.
Do I have to maintain a minimum balance to have a savings account or to earn interest?
Your organization earns interest on all balances for your savings account.
Can my organization have more than one Regular Share/Savings account?
Yes, your organization can have more than one savings account with ACCU. We are here to help you scale your church, non-profit or business as it grows and fluctuates.
Can I add more signers to my account?
Yes, you can add more signers to your Regular Share/Savings account. If your organization is a current member, you can go here to find information on requesting to add more signers to your organization’s account.
1 – No minimum balance required to open but $100 balance is required to earn dividends.
2 – APY = Annual Percentage Yield.