America's Christian CU
America's Christian Credit Union

Share-Secured Visa® Credit Card

Looking to re-build or build your credit? Our Share-Secured Visa Credit Card can help you get started.

Get started on your application today!

Today's Rate - Valid 04/20/2024
Share-Secured Visa Credit Card
As Low As

A Share-Secured Visa® Credit Card from America’s Christian Credit Union gives you the day-to-day purchasing ability you need and the chance to build or rebuild your credit. Plus, there’s no annual fee. This unique option ties your spending limit to funds in a savings account.

Introductory Offer

For the first 6 months from card issuance:

  • 0% introductory APR1 on new purchases
  • 3.9% introductory APR on balance transfers
  • After 6 months, your effective APR for new purchases and balance transfers will be between 15.65% – 20.65%

Share-Secured Visa® Benefits

Share-Secured Visa Credit Card FAQ

What is a credit card?

A credit card is a revolving line of credit for purchases. Each time you swipe your credit card you access your line of credit to borrow money for the purchase. Each month you can choose to make the minimum monthly payment or pay off the entire balance. You will be charged interest on the remaining balance each month. 

How long does it take to get a decision?

Your application will be reviewed in 1-2 business days. However, our decision may be delayed if we require additional information from you. 

How do I receive my Share-Secured Visa Card?

Your Share-Secured Visa Credit Card will be mailed to the address on file 7 – 10 business days from the date of approval.

Is there a minimum credit line?

Yes, the minimum credit line is $1,000.

Is there a maximum credit line?

Yes, the maximum credit line is $10,000.

1 – APR = Annual Percentage Rate.

Share-Secured Visa® Credit Card: 0% Annual Percentage Rate on new purchases within the first 6 months of opening the credit card. After that, your APR will be 23.24% to 27.75%. The APR is indexed to the Prime Rate, and may vary based on market conditions. Card issuance is contingent on approved credit, and rates offered are based on credit-worthiness. Rates, terms and conditions subject to change. Subject to credit approval. View the full disclosure for Share-Secured Visa® Credit Card to learn more.