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A credit card is a revolving line of credit for purchases. Each time you swipe your credit card you access your line of credit to borrow money for the purchase. Each month you can choose to make the minimum monthly payment or pay off the entire balance. You will be charged interest on the remaining balance each month. Depending on your financial situation a credit card might be the right option for your borrowing needs. Each of our credit cards at America’s Christian Credit Union offer no annual fee and low fees. We also offer two credit card options that earn rewards points on every purchase.
Check out our comparison chart below to determine which credit card is right for you.
We offer three great credit cards – one that offers cash back, one that offers rewards, and one that gives back to Christian ministries with every swipe.2
| Card Features | VISA® Platinum | VISA® Platinum Rewards | VISA® Signature Rewards |
|---|---|---|---|
| Card Limit | $1,000 - $30,000 | $1,000 - $30,000 | $5,000 - $30,000 |
| Introductory Offers |
|
|
|
| Annual Fees | None | None | None |
| Variable APR | 10.65% - 15.65% | 11.15% - 16.15% | 10.40% - 18.40% |
| Point Rewards | Does not earn points on purchases |
|
|
| GiveBack Program | Portion of every purchase gives back to Christian Ministries2 | Portion of every purchase gives back to Christian Ministries2 | N/A |
| Benefits | Low rate with a low minimum credit line | Points redeemable for:
| Points redeemable for:
|
1 – APR = Annual Percentage Rate.
2 – Donations made by America’s Christian Credit Union.
3 – 90 day period begins from the issuance date of the credit card. Offer for consumer only.
VISA Platinum and VISA Platinum with rewards: 0% Annual Percentage Rate on new purchases within the first 6 months of opening the credit card. After that, your APR will be 10.65% to 15.65%. The APR is indexed to the Prime Rate, and may vary based on market conditions. Card issuance is contingent on approved credit, and rates offered are based on credit-worthiness. Applicants who do not qualify for the VISA Platinum credit card may be approved for a Share-Secured VISA credit card. Rates, terms and conditions subject to change. Offer not valid on current ACCU loans. Subject to credit approval. View the full disclosure for VISA Platinum and VISA Platinum with rewards to learn more.
VISA Signature Rewards Card: 0% Annual Percentage Rate on new purchases within the first 6 months of opening the credit card. After that, your APR will be 10.40% to 18.40%. The APR is indexed to the Prime Rate, and may vary based on market conditions. Card issuance is contingent on approved credit, and rates offered are based on credit-worthiness. Applicants who do not qualify for the VISA Signature Rewards Card may be approved for a VISA Platinum or Share-Secured VISA credit card. Rates, terms and conditions subject to change. Offer not valid on current ACCU loans. Subject to credit approval. View the full disclosure for VISA Signature Card to learn more.