X
America's Christian CU
America's Christian Credit Union

Compare Credit Cards

Credit Cards

Finding the right credit card can be a challenge, from navigating different offers to varying interest rates and hidden fees. No matter what you're looking for, America's Christian Credit Union has a credit card that is right for you.

A credit card is a revolving line of credit for purchases. Each time you swipe your credit card you access your line of credit to borrow money for the purchase. Each month you can choose to make the minimum monthly payment or pay off the entire balance. You will be charged interest on the remaining balance each month. Depending on your financial situation a credit card might be the right option for your borrowing needs. Each of our credit cards at America’s Christian Credit Union offer no annual fee and low fees. 

Check out our comparison chart below to determine which credit card is right for you. 

Today's Rate - Valid 11/28/2022
Visa Signature Rewards Credit Card
As Low As
13.15%
APR1

Which credit card is right for you?

We offer three great credit cards with features ranging from cash back and rewards to giving back to Christian ministries with every swipe.2

Share-Secured Visa® Visa® Platinum Visa® Signature Rewards
Card Limit$1,000 - $10,000$1,000 - $30,000$5,000 - $30,000
Introductory OffersFor the first 6 months from card issuance:
  • 0% introductory APR1 on new purchases
  • 3.9% introductory APR on balance transfers
  • After 6 months, your effective APR for new purchases and balance transfers will be between 20.99% - 25.50%
For the first 6 months from card issuance:
  • 0% introductory APR1 on new purchases
  • 3.9% introductory APR on balance transfers
  • After 6 months, your effective APR for new purchases and balance transfers will be between 13.40% - 18.40%
For the first 6 months from card issuance:
  • 0% introductory APR1 on new purchases
  • 0% introductory APR on balance transfers
  • After 6 months, your effective APR for new purchases and balance transfers will be between 13.15% - 21.15%
Earn 12,500 bonus rewards points:
  • Receive 2,500 bonus rewards points on your first card transaction
  • Receive 10,000 bonus rewards points if you spend $3,000 in the first 90 days3
Annual FeesNoneNoneNone
Variable APR20.99% - 25.50%13.40% - 18.40%13.15% - 21.15%
Point RewardsDoes not earn points on purchasesDoes not earn points on purchases
  • 1.25 x $1 on purchases
  • 2.5 x $1 on charitable donations
GiveBack ProgramN/APortion of every purchase gives back to Christian Ministries2N/A
BenefitsBuild or re-build your credit with spending limit tied to funds in a savings accountLow rate with a low minimum credit line

Points redeemable for:

  • Cash Back
  • Travel
  • Merchandise
  • Gift Cards

Open Your Credit Card Account Today
Ready to open a credit card account with a financial partner who understands your faith and moves you forward?

1 – APR = Annual Percentage Rate.

2 – Donations made by America’s Christian Credit Union.

3 – 90 day period begins from the issuance date of the credit card. Donations do not count towards purchase totals for introductory offer. Offer for consumer only.

Share-Secured Visa® Credit Card: 0% Annual Percentage Rate on new purchases within the first 6 months of opening the credit card. After that, your APR will be 20.99% to 25.50%. The APR is indexed to the Prime Rate, and may vary based on market conditions. Card issuance is contingent on approved credit, and rates offered are based on credit-worthiness. Rates, terms and conditions subject to change. Subject to credit approval. View the full disclosure for Share-Secured Visa® Credit Card to learn more.

Visa Platinum Card: 0% Annual Percentage Rate on new purchases within the first 6 months of opening the credit card. After that, your APR will be 13.40% to 18.40%. The APR is indexed to the Prime Rate, and may vary based on market conditions. Card issuance is contingent on approved credit, and rates offered are based on credit-worthiness. Applicants who do not qualify for the Visa Platinum credit card may be approved for a Share-Secured Visa credit card. Rates, terms and conditions subject to change. Offer not valid on current ACCU loans. Subject to credit approval. View the full disclosure for Visa Platinum Card to learn more.

Visa Signature Rewards Card: 0% Annual Percentage Rate on new purchases within the first 6 months of opening the credit card. After that, your APR will be 13.15% to 21.15%. The APR is indexed to the Prime Rate, and may vary based on market conditions. Card issuance is contingent on approved credit, and rates offered are based on credit-worthiness. Applicants who do not qualify for the Visa Signature Rewards Card may be approved for a Visa Platinum or Share-Secured Visa credit card. Rates, terms and conditions subject to change. Offer not valid on current ACCU loans. Subject to credit approval. View the full disclosure for Visa Signature Card to learn more.