Compare Credit Cards

Credit Cards

Finding the right credit card can be a challenge, from navigating different offers to varying interest rates and hidden fees. No matter what you're looking for, America's Christian Credit Union has a credit card that is right for you.

A credit card is a revolving line of credit for purchases. Each time you swipe your credit card you access your line of credit to borrow money for the purchase. Each month you can choose to make the minimum monthly payment or pay off the entire balance. You will be charged interest on the remaining balance each month. Depending on your financial situation a credit card might be the right option for your borrowing needs. Each of our credit cards at America’s Christian Credit Union offer no annual fee and low fees. We also offer two credit card options that earn rewards points on every purchase. 

Check out our comparison chart below to determine which credit card is right for you. 

Today's Rate - Valid 10/21/2020
VISA Signature Rewards Credit Card
As Low As
10.40%
APR1

Which credit card is right for you?

We offer three great credit cards – one that offers cash back, one that offers rewards, and one that gives back to Christian ministries with every swipe.2

VISA® Platinum VISA® Platinum Rewards VISA® Signature Rewards
Card Limit$1,000 - $30,000$1,000 - $30,000$5,000 - $30,000
Introductory Offers
  • 0% introductory APR3 on purchases for the first six-months from card issuance 
  • 3.9% on balance transfers for first 6-months
  • 0% introductory APR3 on purchases for the first six-months from card issuance
  • 3.9% on balance transfers for first 6-months from card's opening
  • 2,500 points on the first transaction
  • 0% introductory APR3 on purchases and balance transfers for the first six-months from card issuance
  • Earn up to 12,500 bonus rewards points with your new VISA Signature Rewards Card:
    • Receive 10,000 bonus rewards points if you spend $3,000 in the first 90 days upon card issuance
    • Receive 2,500 bonus rewards points on your first card transaction
    Annual FeesNoneNoneNone
    Variable APR10.65% - 15.65%11.15% - 16.15%10.40% - 18.40%
    Point RewardsDoes not earn points on purchases
    • 1 x $1 on Purchases
    • 2 x $1 on Charitable Donations
    • 1.25 x $1 on Purchases
    • 2.5 x $1 on Charitable Donations
    GiveBack ProgramPortion of every purchase gives back to Christian Ministries2Portion of every purchase gives back to Christian Ministries2N/A
    BenefitsLow rate with a low minimum credit line

    Points redeemable for:

    • Travel
    • Merchandise
    • Gift Cards

    Points redeemable for:

    • Cash Back
    • Travel
    • Merchandise
    • Gift Cards

    Open Your Credit Card Account Today
    Ready to open a credit card account with a financial partner who understands your faith and moves you forward?

    1 – APR = Annual Percentage Rate.

    2 – Donations made by America’s Christian Credit Union.

    3 – 90 day period begins from the issuance date of the credit card. Offer for consumer only.

    VISA Platinum and VISA Platinum with rewards: 0% Annual Percentage Rate on new purchases within the first 6 months of opening the credit card. After that, your APR will be 10.65% to 15.65%. The APR is indexed to the Prime Rate, and may vary based on market conditions. Card issuance is contingent on approved credit, and rates offered are based on credit-worthiness. Applicants who do not qualify for the VISA Platinum credit card may be approved for a Share-Secured VISA credit card. Rates, terms and conditions subject to change. Offer not valid on current ACCU loans. Subject to credit approval. View the full disclosure for VISA Platinum and VISA Platinum with rewards to learn more.

    VISA Signature Rewards Card: 0% Annual Percentage Rate on new purchases within the first 6 months of opening the credit card. After that, your APR will be 10.40% to 18.40%. The APR is indexed to the Prime Rate, and may vary based on market conditions. Card issuance is contingent on approved credit, and rates offered are based on credit-worthiness. Applicants who do not qualify for the VISA Signature Rewards Card may be approved for a VISA Platinum or Share-Secured VISA credit card. Rates, terms and conditions subject to change. Offer not valid on current ACCU loans. Subject to credit approval. View the full disclosure for VISA Signature Card to learn more.