X
America's Christian CU
America's Christian Credit Union

 

Personal Fee Schedule effective date December 1, 2020.  Christian Health Cost Sharing (CHCS) effective date December 1, 2020.

General

FeeCost
Account Closure Due to Abuse$25.00
Account Levy, Garnishment or Subpoena$50.00
Account Research – Per Hour$30.00
Bad Address – Annual$5.00
Cashier’s Check$5.00
Check Cashing for a Non-Member1% ($5.00 minimum)
Checks Payable to Third Party$5.00
Courtesy Pay per each occurrence$32.50
CU Check Stop Payment$20.00
Deposit Adjustment – All deposit types$20.00
Escheat Notice (Per Notice)$2.00
Express or Overnight Mail Fee (Per Envelope)Cost + $10.00
Fax (Per Page)$2.00
Foreign Check Collection$25.00
Inactive Account (1 Year No Activity, Balance Under $2500, Fee Per Quarter)$10.00
Loose Coin Deposited10%
Membership Closure Within 12 months of Opening$15.00
Membership Fee (One Time)$2.00
Non CO-OP ATM Withdrawal$2.00
Notary (Member/Non-Member)$5.00 / $15.00
NSF Fee per each occurrence$32.50
One-Time Debit$10.00
Photocopy of Check Deposited$5.00
Re-Admittance Fee After CU Closure$15.00
Returned Deposit Item$20.00
Rolled Coin – Purchased or Deposited$0.25 per roll
Statement Replacement (Per Statement)$10.00
Statement Copies – onlineFree
Teller Checks$2.00
Verification of Deposit$15.00
VISA Credit Temporary Credit Line Increase1% of increase

Checking Accounts

FeeCost
Basic Checking Paper Statement Fee$4.00
Secure Checking Monthly Service Fee$4.95
Secure and Varsity / College Checking Paper Statement Fee$3.00
Check Images (2 free per statement period)$10.00
Check Images – OnlineFree
Check PrintingVaries
Overdraft Transfer$7.50
Stop Payment Fee$30.00
Stop Payment Revoke Fee$30.00
Temporary Checks – Per Page$3.00

Savings and IRA/HAS/Coverdell

FeeCost
IRA Closure$25.00
IRA Transfer Fee to Another FI (Per Account)$50.00
Money Market Balance Under $2,500$10.00
Paper Statement (Per Statement)$3.00

Wire Transfers

FeeCost
Incoming Domestic$10.00
Incoming International$20.00
Outgoing Domestic$25.00
Outgoing International$40.00
Wire Tracer$13.00

Bill Pay Service

FeeCost
Bill Pay Reinstatement$10.00
Returned Payment$30.00
Stop Payment Fee$15.00
Written Correspondence$10.00

ATM/VISA® Debit

FeeCost
ATM Only Card Annual Fee$12.00
Damaged/Lost ATM/Debit Card$15.00 per card
Design Your Own ATM/Debit Card$10.00 per card
Two-Day ATM/Debit Card or PIN Rush Delivery$45.00 per card
ATM Empty Deposit Envelope$25.00
Foreign Transaction Conversion1%
Reloadable Student or Travel Card$5.00
Reload Fee$3.00
VISA Gift Cards$5.00

Loans

FeeCost
Adoption Loan Funding Fee$75.00
Consolidation Loan (Multiple Creditors, Loan Over $5,000)$50.00
Home Equity Line of Credit (HELOC) Annual Fee*$50.00
Late Payment Transfer from Share by CU$10.00
Loan Application Fee (If Denied Within the Past 6 Months)$40.00
Loan Funding (Excludes Real Estate, Equity, Adoption)$25.00
Loan Modification (Non-Real Estate)$50.00
Mortgage Demand or Payoff Statement$30.00
One-Time Debit$10.00
Real Estate Loan Cancellation$75.00
Real Estate Loan Subordination Fee$200.00
Reconveyance or Lien Satisfaction$45.00
Returned Loan Payment$30.00
Skip-A-Pay Fee$30.00

Christian Health Cost Sharing

FeeCost
Account Levy, Garnishment or Subpoena$50.00
Account Reconciliation (per hour)Min. $40.00
Bad Address – Annual$5.00
Courtesy Pay Fee per each occurrence$32.50
Deposit Adjustment: Deposit ticket does not match dollars received$20.00
Medi-Share Monthly Admin. Fee$2.00
Membership Fee (one time)$2.00
NSF Checks/ACH/ATM/Debit (Returned or Paid) per each occurrence$32.50
Paper Statement Recipient (Waived for e-Statements)$1.00
Returned Deposit Item$20.00
Statement Replacement (per copy)$10.00
Statement Copies – onlineFree
Verification of Deposit: Member Authorization to a third party for verifying account balances on account.$15.00

 

*Annual fee applicable on new loans funded after 12/1/2020 only.

ACCU offers many convenient services free of charge. However, ACCU incurs costs from other organizations who perform or provide a service. Certain services make some fees necessary. By asking members who use these services to help pay for them, our entire membership is served in the fairest way possible. Real estate loans may be subject to additional fees.