1 – Account requirements must be met to qualify for this promotion. Promotion applies to members with a new Elite Checking account opened after 06/15/2026. Business/Entity members do not qualify for this promotion. Accounts must be in good standing to receive the bonus; “good standing” is defined as having no negative balances on any share account or delinquencies on loans held at America’s Christian Credit Union during the promotion and assessment periods. 

2 – The 12 qualifying debit card transactions must be point of sale or merchant transactions. ATM transactions do not qualify. Qualifying activities must be completed within 60 days of code redemption or before the promotion expires on 12/31/2026, whichever comes first.

3 – The qualifying direct deposits totaling $2.000.00 or more do not include transactions from money transfer applications and person-to-person transfer applications. Qualifying direct deposits include payments from payroll providers or government benefit providers, by using (i) the ACH network, (ii) the Real Time Payment or FedNowSM network. Qualifying activities must be completed within 60 days of code redemption or before the promotion expires on 12/31/2026, whichever comes first.

4 – Any earned bonuses are paid by day 75 of the referred member’s code redemption to allow 15 days for processing after the initial 60 day redemption period, or the end of the promotional period – whichever occurs first. For referred members to receive a $200 bonus, members must have a qualifying Elite Checking account with America’s Christian Credit Union at time of payout(s). Members may not refer themselves or use their own referral codes. Any bonuses issued are reported as income and may be subject to income tax.

America’s Christian Credit Union reserves the right to, in its sole discretion, disqualify any entrant who has tampered with the operation of the referral promotion, is acting in violation of the parameters of the program, or is otherwise operating in a manner deemed abusive to the spirit of the referral program. America’s Christian Credit Union reserves the right to seek damages, including attorney’s fees, and all other available lawful remedies against any party or person who, using any manner or method, tampers with or attempts to tamper with, damage, or destroy the operation or administration of the referral promotion and may terminate the promotion at any time without notice.