More Than a Banking Institution
Why Join ACCU?
Our mission is to serve the whole church, which means we offer personal financial services and business banking services to churches, ministries, Christian schools and universities, and Christian business owners across the United States. Then, our members' funds are reinvested to expand churches, ministries, and families.
$47,400,000+ invested in Christian-owned businesses in 20211
$43,800,000+ invested in domestic and international adoption financing since 20091
$33,600,000+ invested in church and ministry financing in 20211
$23,500,000+ invested in Christian school campus financing to date1
Click to read more in our latest annual report
We have partnered with credit unions nationwide via the CO-OP network. You can use any network branch or ATM just like you were at ACCU. Plus, use your computer or mobile device to log in to your account anytime with ACCU’s online banking and mobile banking app2.
30,000+ Surcharge-free ATMs2
5,600+ Shared Branches2
24/7 access with online & mobile banking3
Find an ATM near you
Your deposits are insured by the National Credit Union Share Insurance Fund (NCUSIF), which is managed by the National Credit Union Administration, an independent agency of the United States Government. Your deposits are insured up to $250,000 per individual account and up to $250,000 for Individual Retirement Accounts. Members of ACCU with qualifying personal accounts exceeding the maximum level of coverage provided by the NCUA are also insured up to an additional $200,000 by ASI for a total of $450,000 of coverage. And, qualifying business/church accounts exceeding the maximum level of NCUA coverage are also insured up to an additional $100,000 by ASI for a total of $350,000 of coverage. ASI’s additional insurance coverage at ACCU only applies to qualifying personal checking, savings, TSC and IRA accounts and to qualifying business/church accounts.
Through our Love My Credit Union Rewards program and other partnerships, credit union members have saved over $2 billion with offers like:
Save up to 20% on TurboTax federal products
Exclusive discount from the TruStage Home & Auto Insurance Program
Build your credit history with rent and save up to 30% with Rental Kharma
Create a will or trust in just 20 minutes for FREE with FreeWill, a will and trust service
Save on your travel and entertainment needs like car rentals, hotels, theme parks, movie tickets, and more
Auto buying discounts through TrueCar®
See more benefits

Who is Eligible to Join ACCU?
America's Christian Credit Union vs. Banks
Items Needed To Apply for Membership

Name and ID (driver's license, state ID or passport)
Physical address
Phone number
Date of birth
Employment status and employer (if employed)
Social Security or Taxpayer Identification Number
Personal Membership FAQ
Apply for Membership
At ACCU, we’re dedicated to providing you with the support you need to reach your financial goals along with personalized and service-oriented banking. Discover banking with a financial partner who understands your faith and moves you forward.