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Help in the wake of the California Winter Storm
At America’s Christian Credit Union, we understand that winter storms can be stressful for you and your finances. You are not alone in dealing with the after-effects of the California Winter Storm. We are offering the California Emergency Relief Loan to help you get back on your feet.
Benefits of the California Emergency Relief Loan:
- Unsecured loans up to $10,000
- Fixed loan rate of 6.50% APR1
- Option to defer the first payments for up to 90-days
1 – APR = Annual Percentage Rate. Loans subject to credit approval. Minimum FICO® credit score of 580 required to qualify. Offer is for existing members only (must have established membership for a minimum of 90 days). Member must reside in the state of CA in the United States. One loan per household. Interest will accrue during the deferred payment period. Rates, terms and conditions are subject to change without notice. On an 18-month term loan for $10,000 at 6.50% APR, the approximate monthly payment will be $58.46 per $1,000 borrowed.
Our Banking, Membership, and Lending teams have been working tirelessly with federal and state regulators to extend the breadth of services and options we have to serve you. Contact an ACCU representative as soon as you run into any hardships, or if you sense you may encounter hardships in the near future.
First, we can pray with you and over your financial situation. Then, we can tailor a solution that will work best for your specific situation. This includes (but is not limited to) loan payment deferrals, fee waivers, and interest-free emergency loans.
We have a whole host of options available that vary by state, and we would be happy to guide you through them.
What is the California Emergency Relief Loan?
The California Emergency Relief Loan is a fixed-rate, short-term loan that offers a fixed rate for a fixed term and is secured by your signature, no collateral needed.
How do I qualify for this program?
You qualify for this program if you have been affected by the California Winter Storm and live within the state of California in the United States.
How long does it take to get a decision?
Your loan will be reviewed in 1-2 business days. However, our decision may be delayed if we require additional information from you.
How do I receive my California Emergency Relief Loan funds?
The funds will either be deposited into an account designated by the borrowers or a check will be mailed to the address requested.
Is there a minimum loan amount?
Yes, the minimum loan amount is $1,000.
Is there a maximum loan amount?
Yes, the maximum loan amount is $10,000.
