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Help in the wake of the 2025 United States Government Shutdown
At America’s Christian Credit Union, we understand that emergencies can be stressful for you and your finances. You are not alone in dealing with the after-effects of the U.S. government shutdown. We are offering the Emergency Loan for Government Employees to help you get back on your feet in the wake of this emergency.
Benefits of the Emergency Loan for Government Employees:
- Unsecured loans up to $10,000
- 6.00% APR1
- Eligible to members who are employees of the United States government
- Up to an 18-month repayment term
1 – APR = Annual Percentage Rate. Loans subject to credit approval. Offer is for existing members only (must have established membership for a minimum of 90 days). Eligible to members who are employees of the United States government. One loan per household.
2 – Interest will accrue during the deferred payment period. For a $10,000 emergency loan with a 12-month term at 6.00% APR, the approximate monthly payment will be $86.07 per $1,000 borrowed.
We Are Stronger Together
Our Banking, Membership, and Lending teams have been working tirelessly with federal and state regulators to extend the breadth of services and options we have to serve you. Contact an ACCU representative as soon as you run into any hardships, or if you sense you may encounter hardships in the near future.
First, we can pray with you and over your financial situation. Then, we can tailor a solution that will work best for your specific situation. This includes (but is not limited to) payment deferrals, fee waivers, and interest-free emergency loans.
We have a host of options available that vary by state, and we would be happy to guide you through them.
Financing with Christian Values
Emergency Loan for Government Employees FAQ
What is the Emergency Loan for Government Employees?
The Emergency Loan for Government Employees is a fixed-rate, short-term loan that offers a fixed rate for a fixed term and is secured by your signature, no collateral needed.
How do I qualify for this program?
You qualify for this program if you have been affected by the 2025 government shutdown in the United States.
How long does it take to get a decision?
Your loan will be reviewed in 1-2 business days. However, our decision may be delayed if we require additional information from you.
How do I receive my Emergency Loan for Government Employees funds?
The funds will either be deposited into an account designated by the borrowers or a check will be mailed to the address requested.
Is there a minimum loan amount?
Yes, the minimum loan amount is $500.
Is there a maximum loan amount?
Yes, the maximum loan amount is $10,000.