Student Lending

Earning a degree can be expensive, and Federal loans may not cover your full tuition or other college expenses. As a not-for-profit credit union, we can provide lower rates and fees on private student lending to meet all your needs. Focus on what is really important and let us handle the rest!

Benefits:

• Fixed and variable rates available
• Repayment terms up to 15 years
• Deferred Repayment, Immediate Repayment, & Interest Only Repayment options
• Discount available for auto-payments of principal and interest

At ACCU, we offer more options for families looking to fund a student’s educational journey. The Parent Loan allows parents, family members or friends to help a student cover education-related expenses so they can focus on their studies without having to worry about financing their education.

Benefits:

• Competitive variable rates available
• Repayment terms up to 15 years
• Immediate Repayment & Interest Only Repayment options
• Discount available for auto-payments of principal and interest

Keeping a roadmap handy makes the journey to adulting a little less scary. Browse our college planning resources that help students and their families prepare for a successful trip. Learn more about:

• Planning for College
• Saving for College
• Paying for College
• Life in College
• Adulting 101

The loan amount, the interest rate, and the term of the loan can have a dramatic effect on the total amount you will eventually pay on a loan. Use our loan payment calculator to determine the payment and see the impact of these variables on a specified loan amount complete with an amortization schedule.

This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not imply that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results. This calculator is not an offer of credit nor a guarantee of approval.