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Earn up to $1,000 per year
Bonus & Refer-A-Friend Program
At America’s Christian Credit Union, relationships matter. That’s why our Bonus & Refer-a-Friend program rewards you for opening and using qualifying accounts while helping friends and family discover faith-aligned banking. Earn up to $1,000 annually through account bonuses and referral rewards when those you refer complete qualifying activities.
Referring Member – How To Earn $1,000
Share the benefits of banking with America’s Christian Credit Union and get rewarded along the way. Use our referral portal to share your unique promo code with friends and family, then track their progress directly inside online banking. Every time a referred member opens an account and completes the required qualifying activities within 60 days, you’ll automatically receive a $100 bonus deposited into your checking account — with the opportunity to earn up to $1,000 per year.1 Referring members must have an ACCU checking account in order to earn $100 bonus rewards and participate in the referral program.
Referred Member – How To Earn $200
As the referred member, here’s how to earn the $200 bonus:
- Join America’s Christian Credit Union (ACCU) and open a new Elite Checking account1
- Enroll in Online Banking and click the button to submit the referral code provided to you by your friend or family member
- Register for e-Statements
- Within 60 days, make 12 Visa® debit card transactions2 AND have electronic deposits made into the new Elite Checking account totaling $2,000 or more3
- Once all qualifying activities are complete, you will receive the $200 bonus in your Elite Checking account.4
Don’t wait! This promotion expires on 12/31/2026.
All qualifying activities must be completed before the promotion expiration date.
1 – Account requirements must be met to qualify for this promotion. Promotion applies to members with a new Elite Checking account opened after 06/15/2026. Business/Entity members do not qualify for this promotion. Accounts must be in good standing to receive either bonus; “good standing” is defined as having no negative balances on any share account or delinquencies on loans held at America’s Christian Credit Union during the promotion and assessment periods. Referring members will be credited into their existing ACCU checking account with the oldest open date (if the referring member has multiple checking accounts) after qualifying activities are met by the referred member within 60 days. Referring members must have an ACCU consumer checking account to receive bonus payouts. New members must qualify for membership, pay the required $2.00 membership fee, and fund their Elite Checking Account.
2 – The 12 qualifying debit card transactions must be point of sale or merchant transactions. ATM transactions do not qualify. Qualifying activities must be completed within 60 days of code redemption or before the promotion expires on 12/31/2026, whichever comes first.
3 – The qualifying direct deposits totaling $2.000.00 or more do not include transactions from money transfer applications and person-to-person transfer applications. Qualifying direct deposits include payments from payroll providers or government benefit providers, by using (i) the ACH network, (ii) the Real Time Payment or FedNowSM network. Qualifying activities must be completed within 60 days of code redemption or before the promotion expires on 12/31/2026, whichever comes first.
4 – Any earned bonuses are paid by day 75 of the referred member’s code redemption to allow 15 days for processing after the initial 60 day redemption period, or the end of the promotional period – whichever occurs first. For referred members to receive a $200 bonus, members must have a qualifying Elite Checking account with America’s Christian Credit Union at time of payout(s). Members may not refer themselves or use their own referral codes. Any bonuses issued are reported as income and may be subject to income tax.
America’s Christian Credit Union reserves the right to, in its sole discretion, disqualify any entrant who has tampered with the operation of the referral promotion, is acting in violation of the parameters of the program, or is otherwise operating in a manner deemed abusive to the spirit of the referral program. America’s Christian Credit Union reserves the right to seek damages, including attorney’s fees, and all other available lawful remedies against any party or person who, using any manner or method, tampers with or attempts to tamper with, damage, or destroy the operation or administration of the referral promotion and may terminate the promotion at any time without notice.
This credit union is federally insured by the National Credit Union Administration. Added savings protection provided by American Share Insurance (ASI) on qualifying member accounts in excess of that provided by NCUA. ASI is a credit union owned-share guaranty corporation. See a credit union representative for details.