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Sonrise Christian School + ACCU
We are proud to partner with Sonrise Christian School, as we work together in ministry building and supporting Kingdom causes. As a staff member, volunteer, or parent of a child attending Sonrise, your affiliation qualifies you for membership with America’s Christian Credit Union (ACCU), which gives you access to our range of benefits, including competitive returns on deposits, low-rate personal loans, and a nationwide network of shared branches and surcharge-free ATMs via the Co-Op Network.
Exclusive Offer: How to Earn $200
- Join ACCU and open an Elite Checking account1 using the form on this page
- Enroll in Online Banking
- Inside Online Banking, submit the referral code provided to you
- Register for e-Statements
- Within 60 days, make 12 Visa® debit card transactions2 AND have electronic deposits made into the new Elite Checking account totaling $2,000.00 or more3
Once all of the activities above are completed, you will receive the $200 bonus in your ACCU Elite Checking account.4
Featured Products
Banking Your Way
Mobile App- 30,000+ surcharge-free ATMs
Via Co-Op Network. Visit Co-opfs.org for a complete list of surcharge-free ATMs and shared branch locations. - 5,600+ shared branch locationsVia Co-Op Network. Visit Co-opfs.org for a complete list of surcharge-free ATMs and shared branch locations.
- Mobile App
- 30,000+ surcharge-free ATMsVia Co-Op Network. Visit Co-opfs.org for a complete list of surcharge-free ATMs and shared branch locations.
- 5,600+ shared branch locationsVia Co-Op Network. Visit Co-opfs.org for a complete list of surcharge-free ATMs and shared branch locations.
Frequently Asked Questions
How do I open a deposit account at America’s Christian Credit Union?
It’s quick and easy — use the form above and fill out the required information. From there, one of our membership representatives will process your request and provide instructions on the next steps once your membership has been finalized.
Do I need to be an America’s Christian Credit Union member to apply for a loan?
You don’t need to be a member to start a loan application. However, you’ll need to qualify for and complete membership to finish the process. We are all about a life-long relationship – and there are discounts for automatic payments through our checking accounts. Get started by using the form above if you’re interested in getting started with a checking account. If you are only interested in applying for a loan, you can do so here.
What information do I need to open an account?
- Name and ID (driver’s license, state ID, or passport)
- Physical address
- Phone number and date of birth
- Employment status and employer (if employed)
- Social Security or Taxpayer Identification Number
How can I access my accounts?
Our mobile app and online banking services make it easy to access your account anytime and anywhere (carrier data and message rates may apply). Transfer funds, send and receive money, pay bills, or deposit checks right from your phone. And, of course, we are always happy to help you at any branch. We have thousands of shared-branching locations nationwide and network with more than 30,000 CO-OP ATMs. View all locations here.
Can my kids qualify for membership?
Yes, teaching our kids the value of financial stewardship is a lifetime gift, and passing along ACCU membership to your children is a great way to do that. We have a variety of youth accounts available you can explore them here: Youth/Varsity Savings, Student Checking.
Get Started
1 – Account requirements must be met to qualify for this promotion. Promotion applies to members with a new Elite Checking account opened after 06/15/2026. Business/Entity members do not qualify for this promotion. Accounts must be in good standing to receive the bonus; “good standing” is defined as having no negative balances on any share account or delinquencies on loans held at America’s Christian Credit Union during the promotion and assessment periods.
2 – The 12 qualifying debit card transactions must be point of sale or merchant transactions. ATM transactions do not qualify. Qualifying activities must be completed within 60 days of code redemption or before the promotion expires on 12/31/2026, whichever comes first.
3 – The qualifying direct deposits totaling $2.000.00 or more do not include transactions from money transfer applications and person-to-person transfer applications. Qualifying direct deposits include payments from payroll providers or government benefit providers, by using (i) the ACH network, (ii) the Real Time Payment or FedNowSM network. Qualifying activities must be completed within 60 days of code redemption or before the promotion expires on 12/31/2026, whichever comes first.
4 – Any earned bonuses are paid by day 75 of the referred member’s code redemption to allow 15 days for processing after the initial 60 day redemption period, or the end of the promotional period – whichever occurs first. For referred members to receive a $200 bonus, members must have a qualifying Elite Checking account with America’s Christian Credit Union at time of payout(s). Members may not refer themselves or use their own referral codes. Any bonuses issued are reported as income and may be subject to income tax.
America’s Christian Credit Union reserves the right to, in its sole discretion, disqualify any entrant who has tampered with the operation of the referral promotion, is acting in violation of the parameters of the program, or is otherwise operating in a manner deemed abusive to the spirit of the referral program. America’s Christian Credit Union reserves the right to seek damages, including attorney’s fees, and all other available lawful remedies against any party or person who, using any manner or method, tampers with or attempts to tamper with, damage, or destroy the operation or administration of the referral promotion and may terminate the promotion at any time without notice.