Strong churches and ministries need a strong financial partner. We would love to be yours!

What is a Money Market Account?

A money market account builds a higher yield than a traditional business savings account. This is a great way to quickly build an emergency fund or achieve your organization’s goals without locking funds into a term share certificate.

Benefits of Money Market

• No monthly fees
• Easily access funds
• Dividends paid monthly
• Minimum balance of $2,500
• Tiered rate structure — higher balances earn higher dividends

Open Your Money Market Account Today

ACCU is your financial partner, ready to know your mission field and help your organization grow – no matter what phase you are in and no matter where you are in the country. Before you click Apply Online, please view the required items you need to be prepared with to fill out the application.

Required Items To Open An Account

• Statement of Faith for non-denominational or independent church/ministry
• Formation documents (Articles of Incorporation or equivalent)
• EIN Confirmation Letter from the IRS
• Recent Board Minutes or letter from the Board Secretary identifying all approved account signers

Do I need personal membership with America’s Christian Credit Union member to apply for a money market account for my organization?

You don’t need personal membership to start the money market application for your organization, but you will need to qualify for and complete membership for your organization to finish the process.

However, if you are applying as a sole proprietorship or independent contractor, you will need to qualify with personal membership with ACCU. We are all about a life-long relationship – and we want to serve those within various fields of business. You can file for personal membership starting here.

Do I have to maintain a minimum balance to have a money market account or to earn interest?

Your organization is not required to have a minimum balance for your money market account. To earn higher dividends, you will need to have a minimum balance of $2,500.

Can my organization have more than one money market account?

Yes, your organization can have more than one money market account with ACCU. We are here to help you scale your organization as it grows and fluctuates.

How accessible are my funds in a money market account?

You can access your funds anytime in online banking. However, you have up to 6 free withdrawals per month.