Take Advantage Of Our Limited-Time Promotions
22-Month New Money Term Share Certificate
- High-yield rate of 2.00% APYAPY = Annual Percentage Yield
- Guaranteed, fixed rate on funds deposited
- New funds only
- $5,000 minimum deposit to open
- $250,000 maximum deposit
7-Month New Money Term Share Certificate
- High-yield rate of 1.00% APY
- Guaranteed, fixed rate on funds deposited
- New funds only
- $5,000 minimum deposit to open
- $250,000 maximum deposit
New Member Certificate
- High fixed rate of 2.00% APYAPY = Annual Percentage Yield
- Available for the first 60 days from when you open your ACCU membership
- 12-month term
- $1,000 minimum deposit
- $10,000 maximum deposit
Loans for New or Used Vehicles — Or Refinance Your Existing Auto Loan
New or Used Auto Loans
- Fixed auto loan interest rates as low as 1.99% APRAPR = Annual Percentage Rate
- Terms up to 84 months (7 Years)
- Pre-Approvals for additional buying power
- 0.50% rate discount with automatic payments
- First payment deferral up to 90 days Must be requested by the borrower. Interest will continue to accrue during this period. Repayment of the loan is still subject to the number of installments chosen at time of funding.
Auto Loan Refinancing
- Fixed auto loan interest rates as low as 1.99% APRAPR = Annual Percentage Rate
- Lower your car loan interest rate and monthly payments
- Run a quick FREE check to see flexible financing options
- Pre-approvals for additional buying power
Other Auto Loans Available
- Motorhomes & Trailers
- Recreational Vehicles (RV)
- Boats
- Motorcycles
- UTVs/Side by Sides
Access Your Home's Equity When You Need It
3-Year Re-Price HELOC
- Lock in a low rate for 3 years
- Variable rates as low as 5.75% APRAPR = Annual Percentage Rate
- Refinance a HELOC you may have somewhere else
Annual Adjustable HELOC
- Variable rates as low as 5.25% APRAPR = Annual Percentage Rate
- 0.25% discount with automatic payments and optional no payments for 90 daysMust be requested by the borrower. Interest will continue to accrue during this period. Repayment of the loan is still subject to the number of installments chosen at time of funding.
- Borrow amount up to 80% appraised value (less the remaining principal owed)
Quarterly Adjustable HELOC
- Variable rates as low as 4.75% APRAPR = Annual Percentage Rate
- 0.25% discount with automatic payments and optional no payments for 90 daysMust be requested by the borrower. Interest will continue to accrue during this period. Repayment of the loan is still subject to the number of installments chosen at time of funding.
- Borrow amount up to 80% appraised value (less the remaining principal owed)
No Annual Fee, Low Rates, & 0% Intro APR for 6 Months On All Our Credit Cards
No Fee Balance Transfer
- For a limited time, pay no fees on a balance transfer when you open a new ACCU credit card
- Pay off high-interest credit card debt faster
- Limited time offer expires August 31, 2022
Visa® Signature Rewards
- 0% introductory APR and 0% balance transfer for 6 months0% introductory APR is only valid during the first 6 months from card issuance. Thereafter, the APR will be as low as 10.90% (APR = Annual Percentage Rate)
- Earn 2,500 bonus points after first purchase
- Earn another 12,500 bonus points after spending $3,000 within 3 months
- Earn points on purchases and donations
- No Annual Fee
Visa® Platinum
- 0% introductory APR and 3.9% balance transfer for 6 monthsAPR = Annual Percentage Rate
- Portion of every purchase gives back to Christian ministries
- Set up payments on Auto-Pay
- Low rate and low minimum credit limit
- No Annual Fee
We're here to serve YOU
We'd love to connect with you. We've got your back.
What Our Members Are Saying
Online & Mobile Banking
With ACCU Online Banking and Mobile App, you can conveniently manage your money with access to your account anywhere, anytime.
Save time and money
Available 24/7 from anywhere
Set up helpful email alerts
Highest level of security
Eliminate paper waste
Simplify recordkeeping
Reduce chance of identity theft
Arrive faster than paper statements
Fast, free, and easy
Online Banking in palm of hand
Available 24/7 from anywhere
Set up helpful email alerts
Over 5,600 branch locations
Make deposits, withdrawals, and more
Easy online branch locators
Locate by phone or mobile app
Over 30,000 ATM locations nationwide
Partnered with the CO-OP network
Search for ATMs online
Withdraw cash and more
