America's Christian Credit Union

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Take Advantage Of Our Limited-Time Promotions

22-Month New Money Term Share Certificate

High-yield rate of 2.00% APY
APY = Annual Percentage Yield
Guaranteed, fixed rate on funds deposited
New funds only
$5,000 minimum deposit to open
$250,000 maximum deposit

Get Started

7-Month New Money Term Share Certificate

High-yield rate of 1.00% APY
Guaranteed, fixed rate on funds deposited
New funds only
$5,000 minimum deposit to open
$250,000 maximum deposit

Get Started

New Member Certificate

High fixed rate of 2.00% APY
APY = Annual Percentage Yield
Available for the first 60 days from when you open your ACCU membership
12-month term
$1,000 minimum deposit
$10,000 maximum deposit

Get Started

22-Month New Money Term Share Certificate

High-yield rate of 2.00% APY
APY = Annual Percentage Yield
Guaranteed, fixed rate on funds deposited
New funds only
$5,000 minimum deposit to open
$250,000 maximum deposit

Get Started

7-Month New Money Term Share Certificate

High-yield rate of 1.00% APY
Guaranteed, fixed rate on funds deposited
New funds only
$5,000 minimum deposit to open
$250,000 maximum deposit

Get Started

New Member Certificate

High fixed rate of 2.00% APY
APY = Annual Percentage Yield
Available for the first 60 days from when you open your ACCU membership
12-month term
$1,000 minimum deposit
$10,000 maximum deposit

Get Started

Loans for New or Used Vehicles — Or Refinance Your Existing Auto Loan

New or Used Auto Loans

Fixed auto loan interest rates as low as 1.99% APR
APR = Annual Percentage Rate
Terms up to 84 months (7 Years)
Pre-Approvals for additional buying power
0.50% rate discount with automatic payments
First payment deferral up to 90 days
Must be requested by the borrower. Interest will continue to accrue during this period. Repayment of the loan is still subject to the number of installments chosen at time of funding.

Get Started

Auto Loan Refinancing

Fixed auto loan interest rates as low as 1.99% APR
APR = Annual Percentage Rate
Lower your car loan interest rate and monthly payments
Run a quick FREE check to see flexible financing options
Pre-approvals for additional buying power

Get Started

Other Auto Loans Available

Motorhomes & Trailers
Recreational Vehicles (RV)
Boats
Motorcycles
UTVs/Side by Sides

Get Started

New or Used Auto Loans

Fixed auto loan interest rates as low as 1.99% APR
APR = Annual Percentage Rate
Terms up to 84 months (7 Years)
Pre-Approvals for additional buying power
0.50% rate discount with automatic payments
First payment deferral up to 90 days
Must be requested by the borrower. Interest will continue to accrue during this period. Repayment of the loan is still subject to the number of installments chosen at time of funding.

Get Started

Auto Loan Refinancing

Fixed auto loan interest rates as low as 1.99% APR
APR = Annual Percentage Rate
Lower your car loan interest rate and monthly payments
Run a quick FREE check to see flexible financing options
Pre-approvals for additional buying power

Get Started

Other Auto Loans Available

Motorhomes & Trailers
Recreational Vehicles (RV)
Boats
Motorcycles
UTVs/Side by Sides

Get Started

Access Your Home's Equity When You Need It

3-Year Re-Price HELOC

Lock in a low rate for 3 years
Variable rates as low as 5.75% APR
APR = Annual Percentage Rate
Refinance a HELOC you may have somewhere else

Get Started

Annual Adjustable HELOC

Variable rates as low as 5.25% APR
APR = Annual Percentage Rate
0.25% discount with automatic payments and optional no payments for 90 days
Must be requested by the borrower. Interest will continue to accrue during this period. Repayment of the loan is still subject to the number of installments chosen at time of funding.
Borrow amount up to 80% appraised value (less the remaining principal owed)

Get Started

Quarterly Adjustable HELOC

Variable rates as low as 4.75% APR
APR = Annual Percentage Rate
0.25% discount with automatic payments and optional no payments for 90 days
Must be requested by the borrower. Interest will continue to accrue during this period. Repayment of the loan is still subject to the number of installments chosen at time of funding.
Borrow amount up to 80% appraised value (less the remaining principal owed)

Get Started

3-Year Re-Price HELOC

Lock in a low rate for 3 years
Variable rates as low as 5.75% APR
APR = Annual Percentage Rate
Refinance a HELOC you may have somewhere else

Get Started

Annual Adjustable HELOC

Variable rates as low as 5.25% APR
APR = Annual Percentage Rate
0.25% discount with automatic payments and optional no payments for 90 days
Must be requested by the borrower. Interest will continue to accrue during this period. Repayment of the loan is still subject to the number of installments chosen at time of funding.
Borrow amount up to 80% appraised value (less the remaining principal owed)

Get Started

Quarterly Adjustable HELOC

Variable rates as low as 4.75% APR
APR = Annual Percentage Rate
0.25% discount with automatic payments and optional no payments for 90 days
Must be requested by the borrower. Interest will continue to accrue during this period. Repayment of the loan is still subject to the number of installments chosen at time of funding.
Borrow amount up to 80% appraised value (less the remaining principal owed)

Get Started

No Annual Fee, Low Rates, & 0% Intro APR for 6 Months On All Our Credit Cards

No Fee Balance Transfer

For a limited time, pay no fees on a balance transfer when you open a new ACCU credit card
Pay off high-interest credit card debt faster
Limited time offer expires August 31, 2022

Get Started

Visa^® Signature Rewards

0% introductory APR and 0% balance transfer for 6 months
0% introductory APR is only valid during the first 6 months from card issuance. Thereafter, the APR will be as low as 10.90% (APR = Annual Percentage Rate)
Earn 2,500 bonus points after first purchase
Earn another 12,500 bonus points after spending $3,000 within 3 months
Earn points on purchases and donations
No Annual Fee

Get Started

Visa^® Platinum

0% introductory APR and 3.9% balance transfer for 6 months
APR = Annual Percentage Rate
Portion of every purchase gives back to Christian ministries
Set up payments on Auto-Pay
Low rate and low minimum credit limit
No Annual Fee

Get Started

No Fee Balance Transfer

For a limited time, pay no fees on a balance transfer when you open a new ACCU credit card
Pay off high-interest credit card debt faster
Limited time offer expires August 31, 2022

Get Started

Visa^® Signature Rewards

0% introductory APR and 0% balance transfer for 6 months
0% introductory APR is only valid during the first 6 months from card issuance. Thereafter, the APR will be as low as 10.90% (APR = Annual Percentage Rate)
Earn 2,500 bonus points after first purchase
Earn another 12,500 bonus points after spending $3,000 within 3 months
Earn points on purchases and donations
No Annual Fee

Get Started

Visa^® Platinum

0% introductory APR and 3.9% balance transfer for 6 months
APR = Annual Percentage Rate
Portion of every purchase gives back to Christian ministries
Set up payments on Auto-Pay
Low rate and low minimum credit limit
No Annual Fee

Get Started

We're here to serve YOU

We'd love to connect with you. We've got your back.

Financial Strength for the Whole Church

With a wide Field of Membership, each dollar invested at America’s Christian Credit
Union is used to provide loan assistance to churches and ministries to build:

What Our Members Are Saying

"Wow, this has been the best banking experience and the help and communication from opening our accounts to assisting with the PPP process. Thank you ACCU team, we are glad to be in the family!"

Walter H. from California

"Every step of the way I had a real person to talk with. The communications were clear and easy to follow and I felt like each person really cared. I got my PPP loan in one week! That is amazing."

Monica S. from Arizona

"You guys are wonderful. Like night and day compared to working with a traditional bank."

Thomas B. from Illinois

"Every phone call and email contact I encountered was handled quickly, professionally, and with care and courtesy. Also, everyone communicates with a 'personal' touch that feels more like family rather than just a client or business relationship."

Gloria G. from New York

"We have a true partner in ACCU! Representatives from the bank take a personal approach with us, and it is clear that they genuinely care about our mission and success. Communications are prompt and forthright, and their processes are easy to follow."

Jeff B. from California

"Over thirty years of working with America's Christian Credit Union has been a partnership of trust and security. We find a spirit of helpfulness and would recommend this Credit Union to others."

Delphine M. from Tennessee

"Working with ACCU was a fast and painless process. All the agents were friendly and helpful. ACCU communicated to me with each step along the way... 10/10!"

Matthew B. from Pennsylvania

Why Choose ACCU

Learn More About Membership

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