America's Christian Credit Union

Skip to page content

[Press Enter to Search]

America's Christian CU

Install

Take Advantage Of Our Latest Promotions

High-Yield Savings Account

$10,000 minimum deposit to open
Earn up to 5.00% APY on balances up to $300,000
APY = Annual Percentage Yield
Earn 0.50% APY on balances in excess of $300,000
Dividends paid quarterly
Other terms and conditions apply

Get Started

Pick Your Term Share Certificate

Open a certificate for 3, 6, or 9 months and earn 5.00% APY
APY = Annual Percentage Yield
Guaranteed, fixed rate for term selected
$1,000 minimum deposit to open
No monthly maintenance fees
Dividends paid quarterly

Get Started

18-Month Term Share Certificate

High fixed rate of 5.50% APY
APY = Annual Percentage Yield
Guaranteed, fixed rate on funds deposited
$1,000 minimum deposit to open
No monthly maintenance fee
Dividends paid monthly

Get Started

High-Yield Savings Account

$10,000 minimum deposit to open
Earn up to 5.00% APY on balances up to $300,000
APY = Annual Percentage Yield
Earn 0.50% APY on balances in excess of $300,000
Dividends paid quarterly
Other terms and conditions apply

Get Started

Pick Your Term Share Certificate

Open a certificate for 3, 6, or 9 months and earn 5.00% APY
APY = Annual Percentage Yield
Guaranteed, fixed rate for term selected
$1,000 minimum deposit to open
No monthly maintenance fees
Dividends paid quarterly

Get Started

18-Month Term Share Certificate

High fixed rate of 5.50% APY
APY = Annual Percentage Yield
Guaranteed, fixed rate on funds deposited
$1,000 minimum deposit to open
No monthly maintenance fee
Dividends paid monthly

Get Started

Loans for New or Used Vehicles — Or Refinance Your Existing Auto Loan

New or Used Auto Loans

Fixed auto loan interest rates as low as 5.49% APR
APR = Annual Percentage Rate
Terms up to 84 months (7 Years)
Pre-Approvals for additional buying power
0.50% rate discount with automatic payments
First payment deferral up to 90 days
Must be requested by the borrower. Interest will continue to accrue during this period. Repayment of the loan is still subject to the number of installments chosen at time of funding.

Get Started

Auto Loan Refinancing

Fixed auto loan interest rates as low as 5.74% APR
APR = Annual Percentage Rate
Lower your car loan interest rate and monthly payments
Run a quick FREE check to see flexible financing options
Pre-approvals for additional buying power

Get Started

Other Auto Loans Available

Motorhomes & Trailers
Recreational Vehicles (RV)
Boats
Motorcycles
UTVs/Side by Sides

Get Started

New or Used Auto Loans

Fixed auto loan interest rates as low as 5.49% APR
APR = Annual Percentage Rate
Terms up to 84 months (7 Years)
Pre-Approvals for additional buying power
0.50% rate discount with automatic payments
First payment deferral up to 90 days
Must be requested by the borrower. Interest will continue to accrue during this period. Repayment of the loan is still subject to the number of installments chosen at time of funding.

Get Started

Auto Loan Refinancing

Fixed auto loan interest rates as low as 5.74% APR
APR = Annual Percentage Rate
Lower your car loan interest rate and monthly payments
Run a quick FREE check to see flexible financing options
Pre-approvals for additional buying power

Get Started

Other Auto Loans Available

Motorhomes & Trailers
Recreational Vehicles (RV)
Boats
Motorcycles
UTVs/Side by Sides

Get Started

Access Your Home's Equity When You Need It

3-Year Re-Price HELOC

Lock in a low rate for 3 years
Variable rates as low as 9.50% APR
APR = Annual Percentage Rate
Refinance a HELOC you may have somewhere else

Get Started

Annual Adjustable HELOC

Variable rates as low as 9.00% APR
APR = Annual Percentage Rate
0.25% discount with automatic payments and optional no payments for 90 days
Must be requested by the borrower. Interest will continue to accrue during this period. Repayment of the loan is still subject to the number of installments chosen at time of funding.
Borrow amount up to 80% appraised value (less the remaining principal owed)

Get Started

Quarterly Adjustable HELOC

Variable rates as low as 8.50% APR
APR = Annual Percentage Rate
0.25% discount with automatic payments and optional no payments for 90 days
Must be requested by the borrower. Interest will continue to accrue during this period. Repayment of the loan is still subject to the number of installments chosen at time of funding.
Borrow amount up to 80% appraised value (less the remaining principal owed)

Get Started

3-Year Re-Price HELOC

Lock in a low rate for 3 years
Variable rates as low as 9.50% APR
APR = Annual Percentage Rate
Refinance a HELOC you may have somewhere else

Get Started

Annual Adjustable HELOC

Variable rates as low as 9.00% APR
APR = Annual Percentage Rate
0.25% discount with automatic payments and optional no payments for 90 days
Must be requested by the borrower. Interest will continue to accrue during this period. Repayment of the loan is still subject to the number of installments chosen at time of funding.
Borrow amount up to 80% appraised value (less the remaining principal owed)

Get Started

Quarterly Adjustable HELOC

Variable rates as low as 8.50% APR
APR = Annual Percentage Rate
0.25% discount with automatic payments and optional no payments for 90 days
Must be requested by the borrower. Interest will continue to accrue during this period. Repayment of the loan is still subject to the number of installments chosen at time of funding.
Borrow amount up to 80% appraised value (less the remaining principal owed)

Get Started

Enjoy No Annual Fee & Low Rates On All Our Credit Cards

Visa^® Signature Rewards

0% introductory APR and 0% balance transfer for 6 months
0% introductory APR is only valid during the first 6 months from card issuance. Thereafter, the APR will be as low as 15.40% (APR = Annual Percentage Rate)
Earn 2,500 bonus points after first purchase
Earn another 12,500 bonus points after spending $3,000 within 3 months
Earn points on purchases and donations
No Annual Fee

Get Started

Visa^® Platinum

0% introductory APR and 3.9% balance transfer for 6 months
APR = Annual Percentage Rate
Portion of every purchase gives back to Christian ministries
Set up payments on Auto-Pay
Low rate and low minimum credit limit
No Annual Fee

Get Started

ACCU Cards App

View & Filter Transactions
View Payments and Due Dates
Make Payments
Lock & Report Lost/Stolen Cards
Setup Alerts & Controls
Available for your Apple iOS or Android mobile device

Get Started

Visa^® Signature Rewards

0% introductory APR and 0% balance transfer for 6 months
0% introductory APR is only valid during the first 6 months from card issuance. Thereafter, the APR will be as low as 15.40% (APR = Annual Percentage Rate)
Earn 2,500 bonus points after first purchase
Earn another 12,500 bonus points after spending $3,000 within 3 months
Earn points on purchases and donations
No Annual Fee

Get Started

Visa^® Platinum

0% introductory APR and 3.9% balance transfer for 6 months
APR = Annual Percentage Rate
Portion of every purchase gives back to Christian ministries
Set up payments on Auto-Pay
Low rate and low minimum credit limit
No Annual Fee

Get Started

ACCU Cards App

View & Filter Transactions
View Payments and Due Dates
Make Payments
Lock & Report Lost/Stolen Cards
Setup Alerts & Controls
Available for your Apple iOS or Android mobile device

Get Started

Online & Nationwide Banking

With ACCU's Online Banking and Mobile App, you can conveniently manage your money with access to your account anywhere, anytime.

Save time and money
Available 24/7 from anywhere
Set up helpful email alerts
Highest level of security

Eliminate paper waste
Simplify recordkeeping
Reduce chance of identity theft
Arrive faster than paper statements

Fast, free, and easy
Online Banking in palm of hand
Available 24/7 from anywhere
Set up helpful email alerts

Over 5,600 branch locations
Make deposits, withdrawals, and more
Easy online branch locators
Locate by phone or mobile app

Over 30,000 ATM locations nationwide
Partnered with the CO-OP network
Search for ATMs online
Withdraw cash and more

Save time and money
Available 24/7 from anywhere
Set up helpful email alerts
Highest level of security

Eliminate paper waste
Simplify recordkeeping
Reduce chance of identity theft
Arrive faster than paper statements

Fast, free, and easy
Online Banking in palm of hand
Available 24/7 from anywhere
Set up helpful email alerts

Over 5,600 branch locations
Make deposits, withdrawals, and more
Easy online branch locators
Locate by phone or mobile app

Over 30,000 ATM locations nationwide
Partnered with the CO-OP network
Search for ATMs online
Withdraw cash and more

Financial Strength for the Whole Church

With a wide Field of Membership, each dollar invested at America’s Christian Credit
Union is used to provide loan assistance to churches and ministries to build:

What Our Members Are Saying

"You guys are wonderful. Like night and day compared to working with a traditional bank."

Thomas B. from Illinois

"Wow, this has been the best banking experience and the help and communication from opening our accounts to assisting with the PPP process. Thank you ACCU team, we are glad to be in the family!"

Walter H. from California

"Every step of the way I had a real person to talk with. The communications were clear and easy to follow and I felt like each person really cared. I got my PPP loan in one week! That is amazing."

Monica S. from Arizona

"Every phone call and email contact I encountered was handled quickly, professionally, and with care and courtesy. Also, everyone communicates with a 'personal' touch that feels more like family rather than just a client or business relationship."

Gloria G. from New York

"We have a true partner in ACCU! Representatives from the bank take a personal approach with us, and it is clear that they genuinely care about our mission and success. Communications are prompt and forthright, and their processes are easy to follow."

Jeff B. from California

"Over thirty years of working with America's Christian Credit Union has been a partnership of trust and security. We find a spirit of helpfulness and would recommend this Credit Union to others."

Delphine M. from Tennessee

"Working with ACCU was a fast and painless process. All the agents were friendly and helpful. ACCU communicated to me with each step along the way... 10/10!"

Matthew B. from Pennsylvania

Why Choose ACCU

Learn More About Membership

Latest From Our Blogs